Can i ask for DCB with with life insurance with HDFC

[paran393]

Hi Everyone,

I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

 

[aniketkr.sharma]

Hi Everyone,

I am planning to buy a life insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

Let me know if it works as i also have 3 lakhs limit with RG ltf and 1.25l/month

 

[Swastik]

Hi Everyone,

I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

Current limit, salary and spends don't matter if you're giving them enough busniess, they'll take deviations for everything

Not whether 80L term insurance is enough busniess for them, usually they try to sell ULIPs for personal favors

Also i hear things have changed since the recent hike in eligibility criteria, not sure about that

 

[pramuknura]

Hi Everyone,

I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

The DCB and Infinia are provided only FYF ig, atleast that's the case with me Maybe you can try talking to RM and see.

 

[kvndsz512]

dm

Hi Everyone,

I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

dm me maybe u can try with my vrm who is helping me with my card upgrade

 

[kvndsz512]

Let me know if it works as i also have 3 lakhs limit with RG ltf and 1.25l/month

dm me once

 

[pramuknura]

dm

dm me maybe u can try with my vrm who is helping me with my card upgrade

are you getting an LTF card as an upgrade?

 

[Centurion_wala]

dm

dm me maybe u can try with my vrm who is helping me with my card upgrade

You’re getting through investment route? Can you DM the details?

 

[aniketkr.sharma]

dm

dm me maybe u can try with my vrm who is helping me with my card upgrade

Vrm's are just wasting time, i had them earlier and they were of no use, so I asked to remove them through mailing to classic banking

 

[kvndsz512]

Vrm's are just wasting time, i had them earlier and they were of no use, so I asked to remove them through mailing to classic banking

🤣🤣🤣 they are more helpful than the regular branch rm ... atleast

 

[kvndsz512]

are you getting an LTF card as an upgrade?

yes mostly ltf will be getting written confirmation from vrm

 

[kvndsz512]

You’re getting through investment route? Can you DM the details?

yes dm plz

 

[paran393]

dm

dm me maybe u can try with my vrm who is helping me with my card upgrade

I am new to this and I don't think I'll be able to DM you right now as its blocked I can only reply to DM

 

[Zacobite]

Hi Everyone,

I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM?

Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month.

Would like to know my chances

Thanks in advance

v v difficult as term policy has lowest commission and premium... try.. but unlikely that u will get dcb

 

[paran393]

I'll never take a ULIP doesn't matter what card they offer me in exchange.

I did try for a limit enhancement to 5L recently but the declined.

So, i thought why not try luck as no matter what I'll be taking the insurance and if i can get a DCB nothing can be better

Current limit, salary and spends don't matter if you're giving them enough busniess, they'll take deviations for everything

Not whether 80L term insurance is enough busniess for them, usually they try to sell ULIPs for personal favors

Also i hear things have changed since the recent hike in eligibility criteria, not sure about that

 

[paran393]

Even i have my doubts regarding this but will definitely try

v v difficult as term policy has lowest commission and premium... try.. but unlikely that u will get dcb