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Can somebody assist with a strategy to get ICICI Sapphiro LTF

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vodom

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I have a 4 yr old salary account with ICICI (high balance). I got an LTF Rubyx in my first year of work based on salary levels. My salary has increased to 2.3L pm post deductions and tax. I want to covert to Sapphiro LTF because of dreamfolks. I have 15L credit limit on my current rubyx

When i texted the ICICI RM, they said they dont run salary based LTF offers anymore. I think its untrue. How should i approach this. Because of ICICI's bad reward system, Im not interested in paying for the card. I generate enough business for them in other areas.
 
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Subhankar
vodom said:
I have a 4 yr old salary account with ICICI (high balance). I got an LTF Rubyx in my first year of work based on salary levels. My salary has increased to 2.3L pm post deductions and tax. I want to covert to Sapphiro LTF because of dreamfolks. I have 15L credit limit on my current rubyx

When i texted the ICICI RM, they said they dont run salary based LTF offers anymore. I think its untrue. How should i approach this. Because of ICICI's bad reward system, Im not interested in paying for the card. I generate enough business for them in other areas.
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ICIC sometimes provide spend based LTF. If you have that long relationship, take the upgrade to Sapphiro, pay the fee. Spend 6-8L. Drop a mail to PNO, asking for the conversion of...
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vodom said:
I have a 4 yr old salary account with ICICI (high balance). I got an LTF Rubyx in my first year of work based on salary levels. My salary has increased to 2.3L pm post deductions and tax. I want to covert to Sapphiro LTF because of dreamfolks. I have 15L credit limit on my current rubyx

When i texted the ICICI RM, they said they dont run salary based LTF offers anymore. I think its untrue. How should i approach this. Because of ICICI's bad reward system, Im not interested in paying for the card. I generate enough business for them in other areas.
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There is a salary based offer currently going on in ICICI. If your salary is more than 2lakhs per month, you can get LTF Sapphiro. I assume you should be eligible for upgrade

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Kamal said:
Salary based LTF offer is still running if your company has tie up with ICICI.

Last week one agent offered me LTF Rubyx because my company has tieup and I don’t hold any relationships with ICICI.
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So for this you have to shift ur salary account to ICICI? Or without doing that and just because ur company js having tie up, they are happy to give u LTF?
 
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Batman said:
But this also requires your salary account to be ICICI right?

I have salary account in HDFC, and my employer does not have a tie up with ICICI.
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Atleast I don't have a salary account with ICICI. I also applied few days back. My employer has a tie up with ICICI. I would suggest you can visit nearby branch and see if it is possible
 
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akshayhs said:
My employer is mostly opting for a corporate tie up with ICICI. Can someone share their opinions on whether Coral will be a good choice for the first credit card from ICICI? Or will ICICI Plat Chip do? No preference personally but would go with the one that's better than the other (only between the two).
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If you have salary account there are high chances coral is issues LTF please get that
 
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I checked just now. They are asking for time till 12th August 2022 to check whether they can give Sapphiro LTF to me.

Whenever they take some time to revert, mostly it is the positive response 🤞what does your experience say?
 
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Batman said:
I live in a tier 3 town. We do have an ICICI branch here, but unsure if they'll be aware of the existing offers. Still, I will check at once.
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you could share them the card eligibility based on salary which I sent. You could also send a mail to customer care asking for confirmation and then approach the branch. In that way branch cannot deny it.
 
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Subhankar said:
ICIC sometimes provide spend based LTF. If you have that long relationship, take the upgrade to Sapphiro, pay the fee. Spend 6-8L. Drop a mail to PNO, asking for the conversion of Sapphiro to LTF.
Except that unless you get "pre-approved LTF" offer, you can't get it LTF in any other way. Ofcourse unless you're holding big fat NRV with them. Like with 2 Cr+ NRV one can get Emeralde as LTF on approval basis.
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Do we have anyone who has LTF Emeralde on approval basis?
 
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