Can We Upgrade Our Account In ICICI Bank Just After Account Opening?

[BankExpertIndia]

Dear Community Members

I Am Thinking To Open Account In ICICI Bank (Silver Savings Account) But There Is No Option Online To Open An Silver Savings Account. So I Am Thinking To Open A InstaSave Savings Account And Then Upgrade It Into Silver Varient.

So, I Want To Ask That Can I Upgrade My Account Right After It Is Opened. And If There Is A Link To Open Siver Account Directly Then I Will Open It Directly.

Thanking You In Advance 🙂

 

[SoggypastA]

Is ICICI Mine Account Any Good Than ICICI Silver Account?

It's zero balance account and you can't get rupay platinum debit card on this account.

 

[ashwinkashwink is verified member.]

Is ICICI Mine Account Any Good Than ICICI Silver Account?

Also there are no reward points for mine debit card

 

[BankExpertIndia]

Also there are no reward points for mine debit card

Then I Should Go With Silver Varient

 

[ashwinkashwink is verified member.]

I opened icici mine account online and instantly got virtual debit card. I tried using it but OTP wasn't coming so I visited the bank and she said "you don't have any mobile number linked to your account" 😵 I was like I used my adhaar liked number to create account. She tried updating my number in account details but she couldn't saying "I already have a credit card linked to this number since 4 years." I wasn't even 18 years old 4 years ago :/ so I had to link my second number to account. She said let this number get updated then visit atm to change it to primary number. I wanted it to be on primary number as it's same number for amazon account to get apay cc. So I went to atm and for some reason atm said call some number or visit branch to update phone number. So again I visited branch and submitted a form. After few days I applied for fd cc. Now FD cc OTP was coming to secondary number and transaction details was coming to primary number 😵 so I tried using debit card and dc OTP was coming to second number and transaction sms was recieving to primary number. I was like wth is this :/ so I visited branch again and now they gave me another form where I had to enter cc number and now it's OTP and transaction sms comes to primary number. Debit card OTP comes to primary number but transaction sms is still on second number and also in imobile app it shows second number in account details.

Strange incident 😣

 

[ashwinkashwink is verified member.]

No
It's common with ICICI ... They have lot of issues for changing mobile number ...

Yeah facing same issues in my mail

 

[kochiro]

It happened to me too I hold apay card linked to my only mobile number and with same mobile number I opened mine account. Same problem mobile number not linked but I also didn't got account number though received physical debit card.
Funny thing is I changed debit card pin using that mobile number at ATM but on netbanking it shows not linked to userid.
Now I'm gonna visit branch for acc number in imobile app there is option to link savings acc to credit card acc I hope this will work if not I'm withdrawing all money from mine account and close it.

why you opened mine after getting apay card?

 

[kochiro]

Get the unwanted CC if possible ...

I will use my fd card for a year then close it.

 

[kochiro]

You should close your secured CC after you get unsecured ones

yes but my unsecured limit is like sbi 19k, hdfc 50k. I got lounge on my fd card which I will use this month. Also probably railway lounge too at the end of the year.

 

[SoggypastA]

why you opened mine after getting apay card?

There was icici cards deal on smartphone on Amazon and apay card was excluded. Just to buy new phone I opened this account.
But I couldn't buy the phone due to this icici hassel the amazon offer also ended.
F icici I want to close this shit.
I opened mine account online can I close it online or branch visit?

 

[kochiro]

Don't renew then after it expires
I'm doing same with my only secured CC

Well yearly charges are nil as I already spent 1 lac + on it. I will see how much limit I get on axis of it's 1 lac or more than I will close this fd card else I will use it to do c2c

 

[kochiro]

Yeah you can use for C2C
Did you apply for BOB?

Yes but with 80% limit used statement. I wonder if they will approve. I will try to send new statement again.

 

[kochiro]

Application status?

"Data Layer Unavailable" for axis and still pending for bob

 

[ashwinkashwink is verified member.]

Okay ... Axis is shit as usual

Axis and icici shit🤣

 

[skvignesh]

Axis and icici shit🤣

Axis is expensive sh*t..

 

[SoggypastA]

It happened to me too I hold apay card linked to my only mobile number and with same mobile number I opened mine account. Same problem mobile number not linked but I also didn't got account number though received physical debit card.
Funny thing is I changed debit card pin using that mobile number at ATM but on netbanking it shows not linked to userid.
Now I'm gonna visit branch for acc number in imobile app there is option to link savings acc to credit card acc I hope this will work if not I'm withdrawing all money from mine account and close it.

Update: Mobile number issue solved after many emails, tweets and calling customer care 😌