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Canara Bank Aspire Savings Account (Zero Balance for 18 - 28 Years Age group)

Mere se bhi thora weird case hua tha
Agent ne college ka id card dekhane ke liye bola . Uska bhi photo liya usne
Uske baad fir maine income me 3-5L dala tha to , he rejected saying ek student ki itni income nhi ho skti hai .
I told him , ki ghr se paise ate rhte hai 3L to credit dikh hi jaega acc me , but he rejected first time and said to edit income details.

Fir 2sri bari me maine 1rs-50k me income dala then successfull hua tha 🤣
But 2nd time , agent did not asked for any college id card 😂
50k se jaada debit credit hua to band stop kahi na laga dein
 
Mere se bhi thora weird case hua tha
Agent ne college ka id card dekhane ke liye bola . Uska bhi photo liya usne
Uske baad fir maine income me 3-5L dala tha to , he rejected saying ek student ki itni income nhi ho skti hai .
I told him , ki ghr se paise ate rhte hai 3L to credit dikh hi jaega acc me , but he rejected first time and said to edit income details.

Fir 2sri bari me maine 1rs-50k me income dala then successfull hua tha 🤣
But 2nd time , agent did not asked for any college id card 😂
Full nasha mein rehta hai matlab 🤣

Eligibility college student thodi na hai jo uska confirmation, just age ka chahiye wo toh aadhar se firh bhi🤣
 
Syad PSU ke case me ye theory kaam nhi krti hai

Kyuki jab mene SBI ka acc khulwaya tha to us time to BM ne khud bola tha aap student hai isliye 50k annual income daliye , so i entered same.
And aaj tk koi freeze issue nhi hua although
Lunch ke baad VDC 🌚 se itne spends ho chuke hai. (Iykyk)
Check whether it's editable or not, in MB/IB.
 
Congratulations, any weird questions like, 2 members?

ITR, College ID?😐

What were you asked?
There were no weird questions, just some basic questions verification that I filled in.
One odd thing they asked for physical Aadhaar card for verification even after doing ekyc.
During BOB Vkyc I faced a few random questions like my client list and the number of people in my locality and they just wasted like 15 minutes asking random questions just to open a normal savings account.
 
There were no weird questions, just some basic questions verification that I filled in.
Great
One odd thing they asked for physical Aadhaar card for verification even after doing ekyc.
Yes they have mentioned on their website also.
During BOB Vkyc I faced a few random questions like my client list and the number of people in my locality and they just wasted like 15 minutes asking random questions just to open a normal savings account.
Ohh this is out of syllabus, not relevant in any way, even remotely.

Haven't you questioned him/her, why are you being asked these irrelevant stuffs?

Know your costomer doesn't mean to get to know about the customer's locality and all.
 
Recently I found a very good zero balance account and sadly there wasn't any post about it on TechnoFino. So, I thought of making a post on it.

Canara Bank Aspire Savings Account
  • Zero Balance Account
  • Free Rupay Platinum Debit Card
  • Free SMS
  • Free Cheque Book
  • 20% discount on Amazon Bill Payment
  • Free Annual Swiggy One Lite Subscription
  • Free Annual Gaana Subscription
  • Rs 250 off on min 2 tickets on BookMyShow
  • Airport Lounge Access through Rupay Platinum Debit Card.
  • Can be opened both Online and Offline
  • Other benefits like free courses if you maintain AMB of Rs 5000, no compulsion to avail it.
  • Non Maintenance charges will be applicable only if you avail any course.
  • Account can later be upgraded to any other savings or salary account.


ServicesFeatures
EligibilityAll Resident individuals in the age group 18-28 years
Minimum balance requirementNil (If course not availed from Coursera)
QAB Rs. 5000/- (If course availed from Coursera)
SMS AlertsFree
Debit cardRupay Platinum Millennial Card
Mobile Banking/Internet BankingAvailable
NEFT/RTGS/IMPS/UPI/DDAvailable
Debit Card Issuance chargeNil
AMC of Debit CardNil until the age of 28
Cheque book25 leaves free per annum free
Personal Accident InsuranceSelfRs. 6 lakhs (card based* + Cancare policy)
SpouseRs. 2 lakhs (Cancare Policy)
Air Accident InsuranceSelfRs.8 Lakhs (Cancare Policy)
SpouseRs.4 Lakhs (Cancare Policy)
Baggage InsuranceRs. 25,000/- (Cancare Policy)
Purchase Protection CoverRs. 25,000/- (Cancare Policy)
Non-Maintenance of QAB chargesNil (If course not availed from Coursera)
Up to Rs. 250/- (If course availed from Coursera)
Free certificate course from CourseraMaximum of two courses subject to terms and conditions
ROI concession for Education LoanAdditional 0.50% concession over and above the existing ROI if any, for fresh education loan for customers Rs. 5000/- QAB. (Education loan sanctioned on or after opening of Canara Aspire account will be eligible for ROI concession)
Account PortabilityFromFrom all accounts
To
  • Anytime to Premium Payroll Accounts after opening of Account
  • To all other accounts after 1 year of opening the account
Other conditions
  • Only one account per customer can be opened
  • Joint accounts are not allowed
Mode of Account OpeningCPH, Tab Banking, Online Account Opening through VCIP, Aadhar based A/c opening, Diya, KIOSK and through any other digital channels
Free ATM card access in our branch ATM per month5 Transactions (Financial + Non-Financial)
Free ATM card access in other bank ATM per month3 at metro and 5 at other centres
ATM Cash Withdrawal LimitRs.1,00,000/-
POS LimitRs.5,00,000/-
Account closure charges
(From 14 days till one year)
Rs. 500/- + GST (If course not availed from Coursera)
Rs. 1000/- + GST (If course availed from Coursera)

Offer Details:


Brand
Offer
AmazonFlat 20% off up to INR 100; Min purchase- INR 129; every Friday, once a month
Gaana SubscriptionAnnual membership
Swiggy One liteAnnual membership (yearly 4 quarterly vouchers, effectively annual subscription)
Book My ShowFlat Rs. 250 off on minimum purchase of 2 movie tickets once per month
Lounge2 Complementary domestic visits per quarter and 2 Complementary international visits per year – The list of participating lounges is available in Rupay website https://www.rupay.co.in/
PAICover up to INR 2 lakhs

For more details: https://www.canarabank.com/pages/Canara-aspire

An overall good zero balance savings account to consider.

Account Opening Link: https://www.canarabank.com/pages/online-account-opening

You will get option to choose account variant after mobile and email verification.

Canara Bank RuPay Millennial Platinum Debit card is Live now

Canara Bank Millennial RuPay Platinum Card Register - https://rupayplat.golftripz.com/

 
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