Canara bank secured credit card

[some1anywhere]

Ohh, so your Canara issue finally sorted. Any compensation?

No compensation. I let it go since the FD rate is 7.40% and the limit is good.

 

[some1anywhere]

Will we also get interest rate on the FD amount? I understand that it's an FD card and FD does earn interest, but wanted to double check. Does it have any impact if we have over leverage issue in our cc portfolio?
Just asking as I would only use these cards for bank discounts and nothing else, current total limit on my cc's is over leveraged and PSU banks not providing cc's to me.

Discounts work but I don't know about over-leverage situation. If you find out do let me know. I think banks have terrible and flawed algorithms which aren't sophisticated enough to exclude secured/FD-based cards from "credit exposure". They must be counting these as well when punishing us unfairly for being "overleveraged".