Cashback not received on paying credit card bill from SBI unipay .

[Credit_Cards]

MCC is still 4900 but is HDFC still rewarding this MCC is the real concern

 

[6ix9ine]

MCC is still 4900 but is HDFC still rewarding this MCC is the real concern

If you are using unipay, then yes.

 

[Ekavya]

Millennia debit card gives 2.5% not 1%, but limit is only 400 whereas Platinum debit card gives 750 per month.


Correct, that's for HDFC billpay only.

For now, use sbi unipay with hdfc platinum. You will get 1% and you don't need to confirm this with bank.

But Millenia Debit Card give cashback after 90 days right ?

 

[6ix9ine]

But Millenia Debit Card give cashback after 90 days right ?

Y E S

 

[UP11SRE]

Every month I pay around 1 Lakh CC bill. I have a Millenia debit card. Through which platform should I pay my credit card bill to earn cashback? before that, I used to pay through hdfc bill pay but they stoped giving rewards. any suggestion?

now I have to use Mobikwik but it gives only 40 Rupees.

 

[Ekavya]

Every month I pay around 1 Lakh CC bill. I have a Millenia debit card. Through which platform should I pay my credit card bill to earn cashback?

SBI Unipay using HDFC Millenium. Get 2.5% CB upto 400 per month. (Reward credited after 90 days). So if you spend more than 16000 in a month you won't get more than 400 CB.

Now use SBI Virtual Debit Card (Easy to get if you have SBI account) to get 0.5% Cashback on the remaining CC Bill. (Which is 84k for you)

So you can get
400+420= 820 Cashback for a 1L monthly CC payment.

You can get more rewarding Debit Card for more cashback. (Like HDFC Platinum has a 750 Cap )

before that, I used to pay through hdfc bill pay but they stoped giving rewards. any suggestion?

now I have to use Mobikwik but it gives only 40 Rupees.

You lost too much! 😂🤣