Exclusions:
- ATM withdrawals and quasi-cash transactions which may represent purchase of foreign currencies or items (including, but not limited to, casino chips, cryptocurrencies, money orders, non-fiat currency, lottery tickets and travelers cheques) which may be convertible to cash, and other such transactions as determined by us from time to time
- Transactions through foreign currency exchangers/money transfer merchants (electronic fund transfers, wire transfers, remittance to appointed entity)
- digital wallets
- jewelry transactions
- staged digital wallets
- Non-sales transactions (including but without limitation, finance charges, cash advance and cash advance charges, late payment charges, balance transfer or annual fees)
- Payments made towards school and educational services including payment for services to colleges, universities, professional schools, and junior colleges
- Payments to financial services and government organisations
- mutual fund
- insurance premiums
- donations
- credit card balance payments
- loan payments
- stock investment
- home and auto finance repayments
- fuel purchases
- Video Game Arcades/Establishments/social casinos
- All government levies like Stamp Duty, GST, Sales Tax, TDS, any Local Tax, Octroi, etc.
- Transactions done on merchant websites that facilitate rental payments and other quasi-cash transactions e.g. CRED, No Broker, Dreamplug and Housing.com but not limited
Customers understand, agree and acknowledge that this list of exclusion is not exhaustive
The minimum value per transaction to be eligible for the Offer is 1,000
Eligible cashback amount will be credited after 60-day fulfilment period starting at the end of each calendar month in which transactions are placed.
HSBC reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/ alter/modify/change/cancel or vary all of these terms and conditions or to replace, wholly or in part, this Offer by another Offer, whether similar to this Offer or not, or to extend or withdraw/cancel it altogether at its sole discretion and the same shall be binding on the Cardholder at all time