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Cashback SBI Credit Card Scan and Pay

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souvikr

souvikr

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If I scan a Bharat QR code and pay using cashback SBI credit card how much cashback will I get, 1% or 5%? What will be the type of transaction in this case, offline or online?
 
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souvikr said:
If I scan a Bharat QR code and pay using cashback SBI credit card how much cashback will I get, 1% or 5%? What will be the type of transaction in this case, offline or online?
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Sure it will be 1% since we r using at merchant premises so pos concept applies.
Pro tip: ask merchants whether they have amazonpay and if yes then use it and after scan don’t pay from wallet pick cc option and choose sbi card which yields 5% i verified but Apay acceptable merchants very less even in metros
 
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I tried on multiple Bharat QRs but it always say "please scan a valid Bharat QR code" when scanning QR from SBI application. Please help, fed up....

I am having SBI Cashback CC and no SBI savings account.
 
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Wealth is my birth right! said:
Sure it will be 1% since we r using at merchant premises so pos concept applies.
Pro tip: ask merchants whether they have amazonpay and if yes then use it and after scan don’t pay from wallet pick cc option and choose sbi card which yields 5% i verified but Apay acceptable merchants very less even in metros
Click to expand...
SBI Cashback Card gives 5% on Bharat QR.
 
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mudit.sharma said:
I tried on multiple Bharat QRs but it always say "please scan a valid Bharat QR code" when scanning QR from SBI application. Please help, fed up....

I am having SBI Cashback CC and no SBI savings account.
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coz you are scanningn normal UPI QR, either p2p or p2m merchants qr, not bharat qr. Bharat QR id diff from normal qr p2p and p2m qr codes.
 
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Sobirvs said:
coz you are scanningn normal UPI QR, either p2p or p2m merchants qr, not bharat qr. Bharat QR id diff from normal qr p2p and p2m qr codes.
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Found bharat qr rarely. One from sbi transaction failed even after multiple retries.
Next I have found hdfc qr that says Smart vyapar hub. Anyone have experience with this qr?
If we are able to get cashback?
 
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Payment on a BharatQR is considered as online transaction. You have to enter OTP in this case. there is no involvement of physical card. I had done payment from SBI cashback card using sbi card app, to the hdfc BharatQR and had received 5%
 
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nikhilv0303 said:
I’ve not seen Bharat QR ever in my life
Can someone tell me how is it identified?
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We have already discussed about Bharat QR in there threads
D₹V

Thread 'Bharat QR - The NPCI Payment Saga'

1722973229567.webp

Introduction:
Bharat QR is a revolutionary payment method designed in 2016 by NPCI to make transactions quicker and more secure. BharatQR supports payment via cards, UPI, mobile banking, etc. It's a great payment method but didn't catch eye as much as UPI.

1722973966104.webp
PC: NPCI

Difference between UPI QR & Bharat QR:
1. UPI QR supports UPI only while Bharat QR supports wide payment options like Debit card, credit card, UPI, etc.
2. UPI QR can be used for P2P, P2M transactions while Bharat QR can be used only for P2M transactions.

How...
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Thread 'Credit card to BharatQR Payment'

Are there any other applications like GPay that allow making payments to BharatQR using credit cards directly, Payzapp requires, and its prepaid card and banking apps are using UPI to make the payment and not letting me choose a card as an option?

Any alternatives to GPay, cannot add a card since the bootloader is unlocked.
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