CCcollectors - What are the best Cards to hold today?

[Pr@k]

with all the available information on them lets Remove Magnus/Reserve , Infinia & AMEX Plat Charge from the list.

What are the others cards you hold and would recommend to others.

 

[vigo]

Best cards for me are Axis Trifecta - Magnus, Reserve and Vistara Infinite. Thereafter HDFC Infinia

 

[MOhit __]

List of cards I hold -
Axis Select - LTF
Axis Magnus - LTF
Axis Myzone - LTF
Axis Flipkart - LTF
Axis Ace - ₹590
SBI Cashback - ₹1179
SBI Prime Vistara - ₹3539
SBI BPCL Octane - ₹1770
SBI BPCL - LTF
RBL Zomato Edition - LTF
ICICI Amazon Pay - LTF
ICICI HPCL Coral - LTF
ICICI MMT Platinum - ₹500 Joining Fee
ICICI Sapphiro Amex - LTF
Indusind Aura Edge - LTF
HDFC TATA NEU Infinity RuPay - LTF
HDFC Regalia First - LTF
IDFC First Millennia - LTF
One Metal Card - LTF
Kotak White - LTF
Kotak Zen - LTF
BOB Premier RuPay - LTF

Best Use Case -
Online - Axis Magnus/SBI Cashback
UPI - HDFC TATA Neu Infinity/ BOB Premier
Fuel - SBI Bpcl Octane/ICICI HPCL Coral
Restaurant - Axis Magnus/SBI Vistara
Offline - Axis Magnus/SBI Vistara
Insurance - Axis Magnus/SBI Vistara
Utility Gpay - Axis Magnus/AXIS Ace
BMS Events - AXIS Burgandy DC

Planning onto getting -
1. Amex Card (Please suggest with low fee & high value)
2. HDFC Infinia (I’m getting paid card & not LTF. Should I get it?)
3. Upgrade my IDFC to Select/Wealth

Not planning on to closing any LTF cards as I don’t mind keeping them in my drawer. Suggest which paid card I can close & what will be the best use case scenario?

How did you get two ltf Kotak cards?

 

[TheLazyInsomniac]

How did you get Magnus LTF?
And regarding Amex, you should get Amex MRCC. https://americanexpress.com/en-in/referral/rUJHAAgxuv?CPID=999999544 Applying from this link will make it First year free for you!

I first applied for Magnus online which got rejected and later on re-applied after six months at Mumbai airport which got accepted. Until last month I was waiting for axis to charge me the fees as the card was issued in Jan & I’ve already utilised the tata cliq 10k voucher. So I asked customer support do I need to achieve milestone of 15L? Is this card LTF or I just got joining fee waiver because of Burgandy account. That’s how I got to know about my Magnus LTF

 

[TheLazyInsomniac]

How did you get two ltf Kotak cards?

for kotak white I got it via pre approved offer from kotak as I have insignia privy league account with kotak. For other I got a call recently from card sales team to apply for this kotak zen card as LTF.

 

[rj_arora]

I first applied for Magnus online which got rejected and later on re-applied after six months at Mumbai airport which got accepted. Until last month I was waiting for axis to charge me the fees as the card was issued in Jan & I’ve already utilised the tata cliq 10k voucher. So I asked customer support do I need to achieve milestone of 15L? Is this card LTF or I just got joining fee waiver because of Burgandy account. That’s how I got to know about my Magnus LTF

Is is Burgundy account bcoz of salary? Or are you maintaining the balance?

 

[CC-Muncher]

Kudos
First of all applying this many cards and maintaining is a big task I can say
Further getting ltf from Axis bank it’s not easy
Use cases are fine
Paid infinia it’s not required since u hold Magnus card
Pls add Amex mrcc which u can get fyf if u use my referral and second yr onwards spend 1.5l on mrcc so that it will be charged free

How axis flipkart LTF? Pls share the trick borther

 

[TheLazyInsomniac]

How axis flipkart LTF? Pls share the trick borther

I applied for Axis flipkart when axis was offering it for LTF. So no trick!

 

[TheLazyInsomniac]

Is is Burgundy account bcoz of salary? Or are you maintaining the balance?

Maintaining balance

 

[Rahul92]

Maintaining balance

How much

 

[SMGROW]

I use a combination of Magnus and Infinia
Axis Magnus - For regular spends and the points accumulated used mostly for hotel bookings using transfer partners
Infinia - For all 5x transactions using smartbuy/gyftr. Points accumulated used for flight redemptions using Smartbuy

Recently acquired Amex Platinum Charge card , trying to figure out an optimal strategy to use the combination of Magnus, Infinia and Amex

 

[TheLazyInsomniac]

How much

Give account opening cheque of 10L & just maintain 2L, you can also maintain the Burgandy status.

 

[TheLazyInsomniac]

Best cards for me are Axis Trifecta - Magnus, Reserve and Vistara Infinite. Thereafter HDFC Infinia

I would rather suggest the Top 3 cards I would like to hold is Magnus, Infinia, Amex Plat charge. After this you just don’t need anything!

 

[anirbanm]

List of cards I hold -
Axis Select - LTF
Axis Magnus - LTF
Axis Myzone - LTF
Axis Flipkart - LTF
Axis Ace - ₹590
SBI Cashback - ₹1179
SBI Prime Vistara - ₹3539
SBI BPCL Octane - ₹1770
SBI BPCL - LTF
RBL Zomato Edition - LTF
ICICI Amazon Pay - LTF
ICICI HPCL Coral - LTF
ICICI MMT Platinum - ₹500 Joining Fee
ICICI Sapphiro Amex - LTF
Indusind Aura Edge - LTF
HDFC TATA NEU Infinity RuPay - LTF
HDFC Regalia First - LTF
IDFC First Millennia - LTF
One Metal Card - LTF
Kotak White - LTF
Kotak Zen - LTF
BOB Premier RuPay - LTF

Best Use Case -
Online - Axis Magnus/SBI Cashback
UPI - HDFC TATA Neu Infinity/ BOB Premier
Fuel - SBI Bpcl Octane/ICICI HPCL Coral
Restaurant - Axis Magnus/SBI Vistara
Offline - Axis Magnus/SBI Vistara
Insurance - Axis Magnus/SBI Vistara
Utility Gpay - Axis Magnus/AXIS Ace
BMS Events - AXIS Burgandy DC

Planning onto getting -
1. Amex Card (Please suggest with low fee & high value)
2. HDFC Infinia (I’m getting paid card & not LTF. Should I get it?)
3. Upgrade my IDFC to Select/Wealth

Not planning on to closing any LTF cards as I don’t mind keeping them in my drawer. Suggest which paid card I can close & what will be the best use case scenario?

MRCC/platinum travel
I have both

 

[Rahul92]

Give account opening cheque of 10L & just maintain 2L, you can also maintain the Burgandy status.

I have Burgundy account , that's why I'm asking. Didn't you maintain 10 L AQB ?

Burgundy customer care told me 4th card is not allowed.

Maybe I will try my luck applying online when there is any LTF offer in axis

 

[rj_arora]

Give account opening cheque of 10L & just maintain 2L, you can also maintain the Burgandy status.

How can we upgrade already existing account?

 

[TheLazyInsomniac]

I have Burgundy account , that's why I'm asking. Didn't you maintain 10 L AQB ?

Burgundy customer care told me 4th card is not allowed.

Maybe I will try my luck applying online when there is any LTF offer in axis

Since last 3yrs I never maintained 10L AQB for Burgandy Savings Account. Still a Burgandy account holder

 

[TheLazyInsomniac]

How can we upgrade already existing account?

visit branch & get it done from your RM

 

[heysarbo]

Thank you brother 👍

Bro did you get the 5% cashback for insurance?

 

[rj_arora]

not Magnus for sure 🙁

 

[Deleted member 5552]

I use Axis Ace as Primary Card
Amazon Pay and FK as secondary cards

I currently use below 👇 cards

Ace
FK (will close soon)
Amazon Pay ICICI
ICICI Mine
ICICI Platinum
HDFC Tata Neu

Closed cards 👇

HDFC MoneyBack
Amazon Pay ICICI
ICICI Ferrari
ICICI Coral Amex
ICICI Expression
SBI Simply Click
SBI FBB
Axis FC
One Card
IDFC Card