Bhai inki app=dogsh*t .To aap tension mat lo single account open krwaya hai to cent queen hi aayega. joint mai pta nhi dekh lena jab aaye par usse pehle account empty kar lena.
My tip for generating a UPI PIN for CBOI: In Paytm or PhonePe, you cannot generate a UPI PIN without a debit card for CBOI. So, download the BHIM app, add your account, and generate the PIN using your Aadhaar card. UPI will only work for the primary account holder, so use the registered mobile number. and also empty the account to avoid charges until you find out which debit card is issued on the secondary CIF.