Changes in lounge access for RSDC cards

[nh124001]

rsdc changes kya hai??

 

[virat#889]

⚠️ Major Update for RuPay Select Debit Card Holders


Bank of Baroda has informed customers that effective 03-Nov-2025, NPCI has revised the complimentary domestic airport lounge access policy for all RuPay Select Debit Cards (RSDC). Now, to avail one complimentary lounge access per quarter, cardholders must spend a minimum of ₹5,000 (POS or E-commerce) in the previous quarter.

THIS WILL SURELY BE FOLLOWED BY OTHER RSDC ISSUING BANKS, SOON!
TIME TO SAY GOOD BYE TO RSDC?

💬 What this means:
🔸 This marks a major devaluation of the RSDC benefits — the card was earlier positioned as a premium lifestyle & wellness card with effortless lounge access.
🔸 Now, even RuPay Platinum offers better direct value with fewer conditions.
🔸 The move suggests that other benefits (gym, spa, OTT, etc.) may also become spend-linked in the near future, following the same trend.
🔸 What was once a “Select” card experience is now turning into a conditional benefit model, similar to entry-level variants.

💡 Takeaway:
If you hold the BoB RuPay Select Bhoomi Debit Card or any other RSDC variant — review your quarterly spends and benefit eligibility. This update signals a shift in how banks and networks may restructure lifestyle privileges around minimum spend thresholds.

Banking benefits are no longer static — they’re increasingly performance-based.

Is this applicable for international lounge access as well??

 

[virat#889]

Maine pahele he kaha tha saare benefits spent based hone chahiye. No one listens to what I say.

Everyone will pay their credit card bills and enjoy the benefits.

Imagine — spend ₹1 lakh and get a free Amazon Prime membership, how cool would that be?

Pay ₹1 lakh in credit card bills and get free Amazon Prime or JioHotstar! + Free lounge access too.

Doing credit card bill payment through DC also will be counted for 5k spends??

 

[TECHXYZ]

Is this applicable for international lounge access as well??

Till date haven't found any clear circular like which RuPay used to provide.

BOB is saying changes effective 3-Nov, some other bank is saying effective 15-Oct, confusion hi confusion hai!

Doing credit card bill payment through DC also will be counted for 5k spends??

Hopefully Yes!

 

[Abhishek012]

Doing credit card bill payment through DC also will be counted for 5k spends??

Yes . .