Cibil adress change

[paxauquabriba-4876]

As no-one is promoting my post about this, I am forced to self promote in the interests of other members seeking the relevant info:

Guys have a look at this thread, it may help you a bit

Thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'
https://www.technofino.in/community...n-experience-experian-crif-and-equifax.14542/

thanku for the share. looking for something similar along those lines . 👍
techfino needs to embed an AI into the forum so that it will recommend me posts as i type.

 

[SSV]

thanku for the share. looking for something similar along those lines . 👍
techfino needs to embed an AI into the forum so that it will recommend me posts as i type.

glad that you found something useful for you..
However, simple search by bureau names should have lead you to that post ..

 

[VasukiVasuki is verified member.]

My friend advised to keep a top notch score since i plan to get home loan in the near future.
2 yrs credit history based on 1st car loan.

Home loan is based on
Type of home .
Your salary
How bank trust u ( via salary & future perspective)
Where u buying home

Then it comes to intrest rate..
Anything above 770 u can negotiate few percentage. But but but
Even if u say u got loan at 8% & not 7.5%
bY doing extra one emi payment in a year u will save 2-3% in long run ..
Since any extra money goes directly to the sum amount not loan amount.

Address maybe up or down ..
What matters is your Income profile and loan ..
& Cibil is only checked in this case to see if u are not over leverage..
Since its Secure loan ( home as lein ) u are good ..
Your negotiation skill comes to work