Cibil dropped due to incorrect payment status

[Atharva@1909]

Hii everyone my cibil score dropped due to incorrect payment status uploaded by the lender i.e instead of making payment on time they reported as dpd of 2 days on report and amount overdue and due to this my score has gone from 744 to 699 . I had disputed this on cibil and also written a mail to lender to fix this so my question is will my score restored after this damage plss reply?? I am attaching the report for 19 sept and 20 sept for reference to see the difference

 

[HumorSimpson]

@VISHESH_BANSAL @sjmajumder can help you.


long back predicted it

Post in thread 'A co-branded credit card by Poonawalla Fincorp is launching soon'

May 6, 2024

Har pal koi na koi choona lagane wala
Is baar woh poonawalla

• HumorSimpson

• 
• 
• 

 

[6ix9ine]

@VISHESH_BANSAL @sjmajumder can help you.


long back predicted it

Post in thread 'A co-branded credit card by Poonawalla Fincorp is launching soon'

May 6, 2024

Har pal koi na koi choona lagane wala
Is baar woh poonawalla

• HumorSimpson

• 
• 
• 

Best answer

 

[Aniket]

Hii everyone my cibil score dropped due to incorrect payment status uploaded by the lender i.e instead of making payment on time they reported as dpd of 2 days on report and amount overdue and due to this my score has gone from 744 to 699 . I had disputed this on cibil and also written a mail to lender to fix this so my question is will my score restored after this damage plss reply?? I am attaching the report for 19 sept and 20 sept for reference to see the difference

Yes, don't worry! 🙂

Assumed: You have actually made the payment on time, as you said.

 

[Rahul Gupta]

Hii everyone my cibil score dropped due to incorrect payment status uploaded by the lender i.e instead of making payment on time they reported as dpd of 2 days on report and amount overdue and due to this my score has gone from 744 to 699 . I had disputed this on cibil and also written a mail to lender to fix this so my question is will my score restored after this damage plss reply?? I am attaching the report for 19 sept and 20 sept for reference to see the difference

Need some more info-

Which bank?

Your cc due date

Your bill payment date

Which platform you used to pay your bill

and did you check if the payment is reflecting within due period.

 

[Atharva@1909]

@VISHESH_BANSAL @sjmajumder can help you.


long back predicted it

Post in thread 'A co-branded credit card by Poonawalla Fincorp is launching soon'

May 6, 2024

Har pal koi na koi choona lagane wala
Is baar woh poonawalla

• HumorSimpson

• 
• 
• 

Poonawala se sirf report nikali h asli choona lagane wala to northern arc capital h 😭

 

[HumorSimpson]

Poonawala se sirf report nikali h asli choona lagane wala to northern arc capital h 😭

One is choona and other is water 💦

 

[Atharva@1909]

Yes, don't worry! 🙂

Assumed: You have actually made the payment on time, as you said.

Yes the payment was deducted via ecs on due date

 

[Atharva@1909]

Need some more info-

Which bank?

Your cc due date

Your bill payment date

Which platform you used to pay your bill

and did you check if the payment is reflecting within due period.

Nbfc : northern arc capital
Cc due date is 3 and 4th of every month they are on time and updated correctly on cibil
The loan which I'm describing here had a due date of 13th September and it was successfully debited via ecs on the said date still they did this to me

 

[sjmajumder]

Hii everyone my cibil score dropped due to incorrect payment status uploaded by the lender i.e instead of making payment on time they reported as dpd of 2 days on report and amount overdue and due to this my score has gone from 744 to 699 . I had disputed this on cibil and also written a mail to lender to fix this so my question is will my score restored after this damage plss reply?? I am attaching the report for 19 sept and 20 sept for reference to see the difference

If the errors are corrected then definitely score will be restored.

Basically CIBIL has no role to play here. Your lender needs to update the record. Send them mail asking to correct the erroneous entry along with proof of timely payment. If they do not rectify the issue within 30 days complaint to RBIO.

 

[praful47]

Nbfc : northern arc capital
Cc due date is 3 and 4th of every month they are on time and updated correctly on cibil
The loan which I'm describing here had a due date of 13th September and it was successfully debited via ecs on the said date still they did this to me

Ye kon sa Credit card hai jo n arc capital issue karta h

 

[Rahul Gupta]

Ye kon sa Credit card hai jo n arc capital issue karta h

He is talking about personal loan. Its a cc community so i assumed that he is talking about cc.

 

[praful47]

He is talking about personal loan. Its a cc community so i assumed that he is talking about cc.

n arc capital is partnered with mobiwik , right ?

 

[sjmajumder]

Tomorrow is listing of Northern Arc. Hoping to make at least 50% profit on listing.

 

[visanity]

n arc capital is partnered with mobiwik , right ?

Arc capital has tied with Uni card for Loans, as i see only uniapp.

 

[Rahul Gupta]

n arc capital is partnered with mobiwik , right ?

I have no idea about that.

 

[talha96j]

Try comparing on consumer forum, same happened with my icici cc and nothing happened by complaining to cibil or icici bank but at last I submitted my complaint on consumer forum and everything was sorted out within a month. You can download consumer forum app from play store and register your complaint with appropriate proof.