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CIBIL dropped from 780 to 730sh

Buy Cibil 6 month subscription & find out yourself.
Usually it should make a big jump upto 750 ish in 2-3 month

That's why I'm tolerating this HDFC card which is oldest😀
Exactly. I had regalia forst, bank refused to upgrade. So when 3rd party approached in our office, i took regalia. But as you can't have more than one hdfc cc (except co branded), had to close older.
 
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