Cibil hit by SBI but credit casrd application failed and application number is not received

[CodeCrusher]

I have 67 CIBIL enquiries in last 3 years. 18 credit cards, 8 loans, and a credit score of 787, which is constant for last few months. Credit utilization is under 10% every month. No payment delayed ever. Is there any way to increase my score?

 

[Tejo]

8 loans .... pay later or personal loans or any other loans ?

Mostly probably if there was cibil hit then application number too will be generated.

If you apply sbi card via non-channels (other than sbicard.com) than tracking/getting the application number for instantly failed application is difficult. Might backend issues.

 

[CodeCrusher]

8 loans .... pay later or personal loans or any other loans ?

Mostly probably if there was cibil hit then application number too will be generated.

If you apply sbi card via non-channels (other than sbicard.com) than tracking/getting the application number for instantly failed application is difficult. Might backend issues.

Only 2 actual loan, other 6 are pay later.

 

[CodeCrusher]

8 loans .... pay later or personal loans or any other loans ?

Mostly probably if there was cibil hit then application number too will be generated.

If you apply sbi card via non-channels (other than sbicard.com) than tracking/getting the application number for instantly failed application is difficult. Might backend issues.

How can i get application number now?

 

[Sahil_07]

How can i get application number now?

Dm in twitter
I also faced the same issue.
Twitter team gave me the application id.
Today I have done the video kyc.
Let's see whether it is (sbi cashback) approved or not

 

[Boy 07]

Dm in twitter
I also faced the same issue.
Twitter team gave me the application id.
Today I have done the video kyc.
Let's see whether it is (sbi cashback) approved or not

Last time i have applied sbi card on 2022 when 2 loans are going and 18 cards my sbi card application principally approved and after some time application got declined due to filed verification failed.i have closed some cards now are 11 and two loans has reduced lost of balance .but after two years i am applying sbi cards its intantly got rejecting if am asking reason they says your liablity is more than your income so our risk team intantly rejects the application .from 3 months same thing happening with me what should i do? there is no late payment cibil 779 utiliazation is 01%

 

[SplendorSuperman]

Last time i have applied sbi card on 2022 when 2 loans are going and 18 cards my sbi card application principally approved and after some time application got declined due to filed verification failed.i have closed some cards now are 11 and two loans has reduced lost of balance .but after two years i am applying sbi cards its intantly got rejecting if am asking reason they says your liablity is more than your income so our risk team intantly rejects the application .from 3 months same thing happening with me what should i do? there is no late payment cibil 779 utiliazation is 01%

You can’t do anything in this case , SBI is strict in income/debt profiling.