That's right. But at the same time contradicts one of the other answers. How is the applicant supposed to know? I later found that it's better to get in touch with agents who can check and tell. From one of them, I've even been able to get the entire list of serviceable PIN codes for their bank, which the bank customer care themselves didn't have a clue about.
Only after my complaint did I know that it was due to my pincode. The rejection message simply said "internal policy". Further, they mentioned they can't help directly as SBI CB is only through Sprint and agents won't be able to get it done.
In that case they have misled you. Maybe you need to confirm from a nearby branch of yours? They may know about the possibility of issuing a CC in the nearby locality.
The CC rep said he'd get someone to talk to me when I mentioned other cards which are possible via agents. I'm waiting for the call before complaining so I know the pincode clause they mentioned is true for all. It probably won't be profitable for me now, as I had applied seeing the 1800 cashkaro offer which would cover at least 1 year of fee. 😛
Getting cibil enquiry removed from my cibil is something new to me and I have already reached the nodal officer. I have asked for help from the community.
Loved the defense. Thank you.
need more info. you already knew this cibil inquired can't be removed(legit one).. not sure why you asked in the first place cause it legit cibil inquired that you gave permission so you can get a cc from sbi and just cause it wasn't approved you can't get it removed and i one cibil inquired where i didn't even apply from hdfc and having a hard time to get it removed. and vs this is legit.. not sure why you're worried either. removing shouldn't be solution vs why it was declined should be asked here instead. which only you would know. already hold 2-3 sbi cc?
Yeah 2 SBI cards. As for the why it's a SOP statement. RBI threat doesn't work it seems.
which 2 sbi? SBI Cashback And SImplyclick/SimplySave/Elite/Air Signature Wait there are so many sbi card though.. did you try upgrading either one of them. and if that isn't first priority it seems. cause you needed 3 SBI card.. only someone you currently have 3 SBI cards would shed some light. would ask the expert in our community to find that individual.. cause I'm sure there would be one/two/several individuals who would have 3 SBI card.
Cashback and simplyclick. I tried upgrade but they don't have good ones (Vistara Prime). I think SBI has given folks 3 credit cards.
is that a threat? and now you want to moderate comments based on their usefulness? In a country with 100+ languages still in practice, There are threads that start in English and derail into Hinglish meme threads. , NO Moderators care to enforce language so that people from all parts of India can understand what's being communicated. Good one man, Very typical MOD reply.
Just go. I don't need to use my powers for you. I already would've.
ah, the typical power trip response, do it man, It would be good for me as well.
They do a cibil hit before asking for pincode.
Indus must be appreciated in this matter. They won‘t do an enquiry if location is non serviceable.
I applied for SC smart card in July but couldn't submit the application because my permanent city was not there in the drop-down list. No credit Enquiry was made.
