Cibil Hit | Need Help

[Dhruvit.SDhruvit.S is verified member.]

Hey Guys,

I had applied for a new SBI Card and they declined. A cibil hit was made and I've been trying to get it removed.

The screenshot will explain everything below. Kindly help and provide your suggestions.

Regards,
Dhruvit

 

[Sajid]

I applied for SC smart card in July but couldn't submit the application because my permanent city was not there in the drop-down list. No credit Enquiry was made.

In August, applied for Scapia Card, after entering personal details and PAN straight away got rejected with no offer currently. They have mailed the exact rejection reason also as too many credit enquiries. Again no hard enquiries.

Whereas got two unnecessary PL enquiries' from ICICI last year while trying to open an online account. Third enquiry was made while opting for a FD card.

I too got an enquiry for getting fd card from icici , but whats the use of enquiry here 😂