CIBIL Hit without Apply LnT Finance

[stech18]

Hi Team,
Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier.

Please guide how shall I escalate and how do I remove the enquiry.

I don’t even know what is CLEAG_SQUARE_YARDS

 

[stech18]

anyone got success to remove the enquiry?

 

[vissu295]

anyone got success to remove the enquiry?

I escalated to next level within LTFS and asked for proof of myself requesting for it; instead of directly going to RBI ombudsman, as someone didn't get favorable response through that channel. They called me to repeat same thing that we already confirmed you requested it, without even reading what I was asking. After I told them that I need a proof such as OTP, Signature, IVR etc. they said they will check further. I have a feeling that I am just wasting my time following up.

 

[anmis]

Hi Friends, Even I have received same SMS and enquiry of Consumer Loan has been entered on my CIBIL report on 17th February, 2024. We need to collectively take steps and I am taking MD of L&T Finaance - Sudipta Roy head on and would not spare them at any cost. Let's collectively fight on social media and shame this MD on every platform, links of the Fraud MD's profile

X Account : https://twitter.com/Sudipta_Roy
LinkedIn Account : https://www.linkedin.com/in/sudiptaroy/

His email id should be one of these : Bombard him with your email with all of your choice words. Let's not tolerate this FRAUD on you at any cost.

sudipta.roy@ltfs.com
sudiptaroy@ltfs.com



Let's bombard these emails with your email and do not share any of your personal documents (KYC Documents). Do not listen any of their argument and give FRAUD company LnT Finance a befitting reply.

Customer care : customercare@ltfs.com
Vinod Vardhan, Grivience Redressal Officer : gro@ltfs.com
Amit Dimri : Prinicpal Nodal Officer : pno@ltfs.com

Complain here as well and they will piss in pants.
RBI Nodal Office link : https://cms.rbi.org.in/

Let's fight for right and once I did with another bank and they had to take steps.

Today they called me and I relieved myself completely and would not let LNTFS sleep peacefully. They will call me again tomorrow.

 

[vissu295]

Update : got a call from them mentioning as a goodwill gesture they are removing the entry. I asked them about the compa y that shared the details. She told they are checking or investigating with partner and not able to provide information outside.

 

[MayankBamboria]

Received the same sms today and cibil enquiry sms, for interest in personal loan from Cleag_urban_money with L&T Finance.

Not sure L&T Finance is responsible or this Urban Money. But again how can they process without taking concent via OTP/call.

RBI should take some strict measures against these.

 

[psmangat5]

Update : got a call from them mentioning as a goodwill gesture they are removing the entry. I asked them about the compa y that shared the details. She told they are checking or investigating with partner and not able to provide information outside.

where you raised the query? on mail or Twitter? Me too want to remove that cibil hit

 

[vissu295]

where you raised the query? on mail or Twitter? Me too want to remove that cibil hit

Sent e-mail to customercare@ltfs.com and at the same time registered dispute in CIBIL website. I escalated to LTFS's GRO email ID as well after I didn't get satisfactory answer. It took me almost 2 months to get this entry removed.

 

[asm07]

Hi Team,
Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier.

Please guide how shall I escalate and how do I remove the enquiry.

I don’t even know what is CLEAG_SQUARE_YARDS


View attachment 44560View attachment 44561

The culprits are credit report aggregators like paisabazaar along with l&t finance. Few days ago I was checking my credit report through paisabazaar and accidentally tapped on l&t loan banner. It started loading some page and I immediately closed the tab. 2 days later I received cibil and crif enquiry sms and loan approval sms "CLEAG_PAISA_BAZAAR". Then I raised dispute on CIBIL and contacted l&t via Twitter and email. They asked for cibil report, their illiterate executives first failed to notice the enquiry "LNTFIN" and replied "We couldn't find l&t finance in your report hence unable to raise service request". Then I had to highlight it and then only service request is raised today. Let's see how it goes.

 

[Anil_Singh]

The culprits are credit report aggregators like paisabazaar along with l&t finance. Few days ago I was checking my credit report through paisabazaar and accidentally tapped on l&t loan banner. It started loading some page and I immediately closed the tab. 2 days later I received cibil and crif enquiry sms and loan approval sms "CLEAG_PAISA_BAZAAR". Then I raised dispute on CIBIL and contacted l&t via Twitter and email. They asked for cibil report, their illiterate executives first failed to notice the enquiry "LNTFIN" and replied "We couldn't find l&t finance in your report hence unable to raise service request". Then I had to highlight it and then only service request is raised today. Let's see how it goes.

They will call. Update here then.

 

[asm07]

They will call. Update here then.

They were asking aadhar and pan along with cibil report. I denied aadhaar, the executive tried to convince but I denied. Then I shared the pan and cibil, service request is raised. I have been asked to wait till 3rd August.