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Cibil Transunion Membership, Worth it?

arjun

TF Select
I am thinking of buying the cibil premium subscription for 1200rs for 1 year. Anyone here have it, if yes can you share your review? I have tried other external apps but the problem is every other app is showing a different cibil. Paisebazar, Onescore, etc. And they update the score also on different dates. Anyone have any suggestion?
 
If u frequently check for credit score and actively applying for cc or loans u can take the subscription some apps are giving it for free but they will have ur data and they sell it to different vendors. So it's better to take a subscription if u get any promo code. u will also get instant notification if someone made a hard enquiry.
 
If you are going to use once in a while then just create your credentials at Cibil. You can get one free cibil report per calendar year without any subscription. So, anybody who haven't viewed their report can have one report now and then again one more starting next week, 1st Jan (since 1 free report per calendar year)
 
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