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Closing LTF HDFC Tata Neu Card to get core HDFC Card.

Amit_

TF Premier
I am closing LTF Tata Neu Plus Card to get HDFC Bank core card. I have some queries....

1. After closing the card, will my neu coins expire or should i use neu coins before closing the card?

2. After raising card closure request, how much time should I wait to apply for core card?

3. Which card may i get LTF on C2C basis? I have ICICI coral with 4.5 Lakh limit & AU Card with 6 Lakh limit. Mostly i do online shopping on Flipkart & Amazon. Which card will be better for me?
 
Solution
  1. Closing card shouldn't affect neucoins
  2. 0-90d
  3. Regalia/millennia
Alternatively you can ask hdfc to upgrade to core card - they'll upgrade to core card easily depending on your negotiation skill
Update.

I was first offered hdfc millenia as upgrade to existing tata neu plus having 2 L limit. But they were not ready to enhance limit. Card is exactly 1 year old.

So i asked them to close the card. Got call couple of days back about sending income documents to pno for review & upgrade.

I sent the documents on same day, this time requested for tata neu infinity as upgrade & limit enhancement. I don't think core card for me is much useful as infinia is not my target in future. Tata neu infinity will be good enough for me. Plus it is eligible for all offers.

Got email yesterday that they have reviewed my account & ready to enhance limit to 4 L & upgrade to tata neu infinity. Card will be FYF.

I need to give consent to increase limit, cibil check, point related thing & card last 4 digit by return mail. I replied back to them giving my consent and accepting all terms.

Will keep updating this.
Finally today I got message with last 4 digit of newly issued HDFC Tata Neu Infinity & visible in mycards too. I set pin through ivr.

Limit was also increased to 5 L. 🥳

I didn't had any hope when I raised closure request for neu plus that hdfc will upgrade my card & give LE. So guys never give up 😂
 

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I recently got Tata Neu Infinity with 0 joining fees ad 1500 renewal fees. I'm planning to close it before 12 months if they don't make it LTF but on calling customer care, they are telling the renewal fees will be charged even if I use the card for 2 months, is it true? Or when will the Renewal fees be charged if anyone has paid it.
I mailed them and got it converted to LTF.
 
I want to get a core HDFC card but finding it very difficult as I have 2 co-branded cards already, Tata Neu Infinity and Marriott Bonvoy. I don't want to give either of these up, so thinking of getting Swiggy as a floater and then trying to change that to a core card.

What are the chances of being able to do this successfully?
 
I want to get a core HDFC card but finding it very difficult as I have 2 co-branded cards already, Tata Neu Infinity and Marriott Bonvoy. I don't want to give either of these up, so thinking of getting Swiggy as a floater and then trying to change that to a core card.

What are the chances of being able to do this successfully?
The chances are pretty good now. Give a try.
 
The chances are pretty good now. Give a try.
Thanks I will try. Does it matter if I go direct through HDFC (card is available paid basis only) to get Swiggy cc or is it ok to apply through Swiggy App (LTF offer) as well and then ask to upgrade to core card?
 
Last edited:
Thanks I will try. Does it matter if I go direct through HDFC (card is available paid basis only) to get Swiggy cc or is it ok to apply through Swiggy App (LTF offer) as well and then ask to upgrade to core card?
Go with swiggy app. If they refused to give core card, you can keep swiggy if you get it as LTF.
 
Go with swiggy app. If they refused to give core card, you can keep swiggy if you get it as LTF.
Thanks I have applied for Swiggy LTF and it is under process, should get it soon.

1) How long should I wait after getting the card before asking for upgrade to core card?

2) Also CL offered on Swiggy is 1,51,000. Which is the highest core card I can ask for an upgrade to? Regalia possible?
 
Thanks I have applied for Swiggy LTF and it is under process, should get it soon.

1) How long should I wait after getting the card before asking for upgrade to core card?

2) Also CL offered on Swiggy is 1,51,000. Which is the highest core card I can ask for an upgrade to? Regalia possible?
1. You can send once got swiggy card. Just sent a mail and ask you need a core card. If they refused wait for 3-6months then ask again.
Mention swiggy card's last 4 digit number while sending email
2. You can get Millenia FYF. But ask for Millenia LTF while sending email.
 
I had initially been given Tata Neu plus FYF after applying on Tata Neu app. After receiving the card, wrote to Cards Services <customerservices.cards@hdfcbank.com> and asked for upgrade to Infinity variant as LTF. Based on credit limit they agreed and card was received in a few days.

Give it a go and try.
thank you. if u dont mind - how old was the plus card and what was the cl?
I had a pre-approved infinity as ltf. I didnt take it, foolishness. Later, when I applied, I only got fyf. Since then I have asked for ce and htey have declined.
 
thank you. if u dont mind - how old was the plus card and what was the cl?
I had a pre-approved infinity as ltf. I didnt take it, foolishness. Later, when I applied, I only got fyf. Since then I have asked for ce and htey have declined.
plus card was hardly few days old when I emailed them asking for infinity. credit limit was 1.5+
 
1. You can send once got swiggy card. Just sent a mail and ask you need a core card. If they refused wait for 3-6months then ask again.
Mention swiggy card's last 4 digit number while sending email
2. You can get Millenia FYF. But ask for Millenia LTF while sending email.
Emailed escalation cc and they asked me to wait for 6 months before upgrading. Meanwhile have sent request to Grievance CC to see if they can do anything, if not will wait for 3 months and try again.
 
Have Hdfc tataneu plus credit card LTF as 1st HDFC credit card , no core hdfc credit card. Need Hdfc millennia cc LTF. Should I close tata neu CC and wait for pre-approved hdfc millennia cc LTF? As now we can't use hdfc co branded card like tata neu CC for 10% discount offers in fk amz sales and tataneu plus has pathetic reward rate so it doesn't matter to close it either. Plz Advise fellow members. TIA.
 
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