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I got all 3 Amex cards with 780 to 790 rangeSo many Members of this community are getting Amex Cards. I am advising members to comment their CIBIL score at what they got their Amex Cards. We can figure out minimum CIBIL criteria.
Total how many cards you have bro including other banks?I got all 3 Amex cards with 780 to 790 range
13 broTotal how many cards you have bro including other banks?
Have you tried again to get it approved?My CIBIL score at the time of denial of Amex MRCC was 780
I think only Amex can give such reasonsI applied for MRCC on March 24th '23 which was rejected. my score at that time is 795. my last cibil enquiry was on Nov 19th '22.
I am unsure what is the reason. the email has the following msg:
"After reviewing your application, it has come to our notice that the details provided in your application do not meet our internal requirements for Card issuance. As a result, we are not able to process your application."
Later one executive called me (not bestbanker) told me that i am overqualified for mrcc and instead asked me if i was interested to apply platinum (reserver/travel card I forgot)
What does it even mean to be overqualified for a credit card? 🤯I applied for MRCC on March 24th '23 which was rejected. my score at that time is 795. my last cibil enquiry was on Nov 19th '22.
I am unsure what is the reason. the email has the following msg:
"After reviewing your application, it has come to our notice that the details provided in your application do not meet our internal requirements for Card issuance. As a result, we are not able to process your application."
Later one executive called me (not bestbanker) told me that i am overqualified for mrcc and instead asked me if i was interested to apply platinum (reserver/travel card I forgot)
I thought that the denial was due to 4 CIBIL enquiries at the time of application so I thought of waiting of 3 months before attempting againHave you tried again to get it approved?
I too applied around the same time and got the same message but did not receive any call further.I applied for MRCC on March 24th '23 which was rejected. my score at that time is 795. my last cibil enquiry was on Nov 19th '22.
I am unsure what is the reason. the email has the following msg:
"After reviewing your application, it has come to our notice that the details provided in your application do not meet our internal requirements for Card issuance. As a result, we are not able to process your application."
Later one executive called me (not bestbanker) told me that i am overqualified for mrcc and instead asked me if i was interested to apply platinum (reserver/travel card I forgot)
Other than CIBIL score, credit enquires and annual income, what are the other factors considered by the algorithm?Bro all this is as per algorithm set by Bank - I had 15+ enquiries and still AMEX approved 3 cards without any verification.
My CIBIL was 768.
HAHA - m not into banking Bro.Other than CIBIL score, credit enquires and annual income, what are the other factors considered by the algorithm?
It means they want you to take plat with 70k AF.What does it even mean to be overqualified for a credit card? 🤯
Had the same thought. Got the gold charge approved today, Total inquiries for the past 3 months is 21.I thought that the denial was due to 4 CIBIL enquiries at the time of application so I thought of waiting of 3 months before attempting again
21 enquiries in 3 months or 3 years?Had the same thought. Got the gold charge approved today, Total inquiries for the past 3 months is 21.
HahahI applied for MRCC on March 24th '23 which was rejected. my score at that time is 795. my last cibil enquiry was on Nov 19th '22.
I am unsure what is the reason. the email has the following msg:
"After reviewing your application, it has come to our notice that the details provided in your application do not meet our internal requirements for Card issuance. As a result, we are not able to process your application."
Later one executive called me (not bestbanker) told me that i am overqualified for mrcc and instead asked me if i was interested to apply platinum (reserver/travel card I forgot)