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Comparison: IDFC First Digital Rupay Credit Card vs. ICICI Coral Rupay Credit Card

rahulc

TF Buzz
Hello everyone,

I currently have both the IDFC First Digital Rupay Credit Card and the ICICI Coral Rupay Credit Card, and I am trying to decide which one is better to use. Here are the details:

  1. IDFC First Digital Card
    • Linked to my IDFC Wealth card.
    • Annual fee: ₹199 + GST.
  2. ICICI Coral Rupay Credit Card
    • Comes with no annual fee as I received it as LTF (Lifetime Free).
Additionally, I had tried applying for Tata Neu cards, but I wasn’t successful since I am a freelancer.

I would like your suggestions on which card is better in terms of benefits, rewards, and overall usability. If anyone has experience with both cards, your insights would be greatly appreciated!

Thank you in advance!
 
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