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Confusion on cashback of HDFC Millenia Debit card bill payment on Credit card bill payment

alok416

TF Ace
Can anybody please clear that if We will use smartpay/Billpay for credit card bill payment via Hdfc Millenia debit card...Will we get 1% or not ?
 
Nope you won't. Only Platinum Debit card offers 1% Cashback on Bill payment.

What you can do is load paytm wallet with HDFC Millenia DC & then pay CC bills through Paytm wallet. You'll get 1% Cashback for wallet loading upto ₹400 per month. But always do txn of more than ₹400 to get cashback on Millenia.
Is this working now???
 
So here is the saga

Tried adding my ICICI card to HDFC bill pay. It's throwing error on payment
Tried direct payment from millennia debit card on Paytm. It's saying mastercard dc not allowed as ICICI is visa one.

Only option remains is loading money in Paytm wallet through millennia dc and then pay

Is there any other way ?
Pls help
Try paying through HDFC bill pay on laptop through net banking.
I had gone through same trouble in mobile netbanking.

Mobikwik (direct payment of cc) would fetch 1% now same as wallet reload on Paytm.
 
I want to take new hdfc debit card, any suggestions?
Depends on your expenses. My suggestion would be Millenia here as mostly people spend less than ₹40k/ month.

Millenia gives 1% cb on Wallet load. 2.5% on other online transactions where MOV has to be ₹400. The max cb is capped at ₹400/ month. The main benefit is that you can pay CC bills of any bank using mobikwik, paytm etc. unlike the big brother easyshop Platinum Dc where we need to pay bills through HDFC Billdesk which has limited CC partners.

Also, with effect from 1 Jan, 2024 you need to spend 5k in the previous quarter to get lounge access which is 4/ year. In case you spend more than 40k/ month, then go with HDFC ES Platinum as the cb cap is ₹750. Lounge access rule is going to be same as Millenia.


HDFC Millenia DC- https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

HDFC easyshop Platinum DC - https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-platinum-debit-card
 
Depends on your expenses. My suggestion would be Millenia here as mostly people spend less than ₹40k/ month.

Millenia gives 1% cb on Wallet load. 2.5% on other online transactions where MOV has to be ₹400. The max cb is capped at ₹400/ month. The main benefit is that you can pay CC bills of any bank using mobikwik, paytm etc. unlike the big brother easyshop Platinum Dc where we need to pay bills through HDFC Billdesk which has limited CC partners.

Also, with effect from 1 Jan, 2024 you need to spend 5k in the previous quarter to get lounge access which is 4/ year. In case you spend more than 40k/ month, then go with HDFC ES Platinum as the cb cap is ₹750. Lounge access rule is going to be same as Millenia.


HDFC Millenia DC- https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

HDFC easyshop Platinum DC - https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-platinum-debit-card
got It brother thanks very much for ur detailed info, appreciate it..
 
Paytm became totally useless for me. They doesn't support Mastercard of any bank for credit card payment plus they blocked me to add wallet balance via credit card. And one more confusion, If I pay credit card bill directly in Paytm via millennia visa debit card, Will I get 1% cashback or not? Nobody could answer that properly till now.
Pay via mbk
 
)


You are right😂

Everyone just want 1% upto 750 for 75k Payment.

No one is intersted in 2.5% upto 400 for 16k Payment 😂

Why to earn only 750 for 75k Payment ?

When you can earn 2000 for 80k Payment


Paitence is the key here.
No one wants to Wait 90 days.

Think like this:-
After 90 days of First 16k txn on a new Millennia DC you will get 400/month continuously if you continuiusly make Payment of 16k /Month after FirstPayment 😂

You just have to Wait for initial 90 days only.
After that 400/month if you make payment of 16k every month


I am using Mobikwik for 2.5% and Continuously getting 400/month.


Whenever Mobikwik change the MCC then I will Shift to HDFC Bill Pay
So If I have a HDFC millenia debit card then I can add money to Mobikwik wallet and use FULLPAY coupon code to get 1%+1%=2% on credit card bill payment?
 
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