Confusion on cashback of HDFC Millenia Debit card bill payment on Credit card bill payment

[alok416]

Can anybody please clear that if We will use smartpay/Billpay for credit card bill payment via Hdfc Millenia debit card...Will we get 1% or not ?

 

[armat]

Actually Cheq app bill payment using Millennia gives you 1% cb, also you may pay your CC bill using amazon and pay through Millennia, but i have been paying my cc bill through full kyc Airtel bank through amazon, by this way i was getting direct 2.5% cb, but eventually airtel changed its payment gateway to airtel money, and now i don't think 2.5% is valid...however 1% will continue this way... But the issue with cheq is that i think hdfc blocked millenia dc for the payment on cheq as i don't get any OTP while paying through my millennia dc....

What was merchant name showing in Airtel bank to get 2.5% cashback from milleniA debit card ?

 

[PSC_Infinia]

I loaded PayTM through Millenia debit card two days back

What if we don't load money on paytm and pay directly credit card bill and choose Millennia debit at the time of payment. Will we still be getting 1% cashback?

 

[CyberPsych]

Whenever Mobikwik change the MCC

Wait, they keep changing MCC??? 😳😳

 

[Hemang]

What is the final verdict on payment of non HDFC bank credit card bill through Platinum debit card or Millenia debit card on Paytm / Mobikwik / Amazon ?

We should pay through millenia debit card by wallet reload or direct DC payment on mobikwik/paytm/amazonpay ?
Kindly guide.

 

[CyberPsych]

What is the final verdict on payment of non HDFC bank credit card bill through Platinum debit card or Millenia debit card on Paytm / Mobikwik / Amazon ?

We should pay through millenia debit card by wallet reload or direct DC payment on mobikwik/paytm/amazonpay ?
Kindly guide.

Millenia DC on wallet load gives 1% back. So, you can pay 40,000 bill through wallet load for ₹400 cashback (which will reflect after 90 days only).

But while paying bill, instead of choosing wallet if you choose "pay by debit card" and enter Millenia DC details and pay, you will get ₹400 for ₹16,000 payment (because direct debit card online usage gives 2.5% back for Millenia DC).

 

[TheMentalist]

What is the final verdict on payment of non HDFC bank credit card bill through Platinum debit card or Millenia debit card on Paytm / Mobikwik / Amazon ?

We should pay through millenia debit card by wallet reload or direct DC payment on mobikwik/paytm/amazonpay ?
Kindly guide.

Check here : https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-341775

But while paying bill, instead of choosing wallet if you choose "pay by debit card" and enter Millenia DC details and pay, you will get ₹400 for ₹16,000 payment (because direct debit card online usage gives 2.5% back for Millenia DC).

Only 1%, not 2.5% : https://www.technofino.in/community...rcent-cb-for-paying-cc-bill.11844/post-383190

 

[Hemang]

Millenia DC on wallet load gives 1% back. So, you can pay 40,000 bill through wallet load for ₹400 cashback (which will reflect after 90 days only).

But while paying bill, instead of choosing wallet if you choose "pay by debit card" and enter Millenia DC details and pay, you will get ₹400 for ₹16,000 payment (because direct debit card online usage gives 2.5% back for Millenia DC).

That is why I asked, because someone on this forum informed that MCC code for utility has changed to wallet reload on mobikwik. Thus we would fetch only 1% cashback through mobikwik by millenia debit card.
And there is no cashback through platinum debit card if we pay on mobikwik/paytm/amazon, i think ?

 

[CyberPsych]

That is why I asked, because someone on this forum informed that MCC code for utility has changed to wallet reload on mobikwik.

Oh okay, I am not aware of this.

And there is no cashback through platinum debit card if we pay on mobikwik/paytm/amazon, i think ?

Yes as far as I know, Platinum DC cashback works only when you are paying through HDFC BillPay Portal.

Anyone, correct me if I am wrong.

 

[Das.N]

Millenia DC on wallet load gives 1% back. So, you can pay 40,000 bill through wallet load for ₹400 cashback (which will reflect after 90 days only).

But while paying bill, instead of choosing wallet if you choose "pay by debit card" and enter Millenia DC details and pay, you will get ₹400 for ₹16,000 payment (because direct debit card online usage gives 2.5% back for Millenia DC).

So if we pay credit card bill through Paytm directly by millennia debit card, what will we get? 1%/2.5%?

 

[CyberPsych]

So if we pay credit card bill through Paytm directly by millennia debit card, what will we get? 1%/2.5%?

I was thinking direct debit card gives 2.5%. Now since mobikwiki gives only 1%, I am not sure about Paytm. Someone must confirm, I haven't used Paytm for cc bill payments.

 

[PRIYANSHU_]

And for AmazonPay 1% or 2.5%

 

[TheMentalist]

So if we pay credit card bill through Paytm directly by millennia debit card, what will we get? 1%/2.5%?

What if we don't load money on paytm and pay directly credit card bill and choose Millennia debit at the time of payment. Will we still be getting 1% cashback?

I was thinking direct debit card gives 2.5%. Now since mobikwiki gives only 1%, I am not sure about Paytm. Someone must confirm, I haven't used Paytm for cc bill payments.

Check here : https://www.technofino.in/community/threads/hdfc-debit-card-paytm-cc-bill-payment.5164/post-87170

 

[TheMentalist]

And for AmazonPay 1% or 2.5%

Check here : https://www.technofino.in/community/threads/merchant-name-merchant-on-mobikwik-🤣🤣.16377/post-361729

 

[Hemang]

On which apps Plat DC gives 1 percent CB for paying CC bill?

I have been going through multiple threads on this topic over the past few days. I have a few doubts : Paying Millenia CC bill through mobikwik using Easyshop Platinum DC gives 1 percent cashback upto 750. 1. Is this right? 2. Does this 1 percent cashback on Plat DC work only on mobikwik app or...

www.technofino.in

In this post our community member has informed that since 23rd September, mobikwik direct payment for CC bill through platinum dc is not fetching cashback. (as it is now being considered wallet reload and not utility payment).

 

[CyberPsych]

On which apps Plat DC gives 1 percent CB for paying CC bill?

I have been going through multiple threads on this topic over the past few days. I have a few doubts : Paying Millenia CC bill through mobikwik using Easyshop Platinum DC gives 1 percent cashback upto 750. 1. Is this right? 2. Does this 1 percent cashback on Plat DC work only on mobikwik app or...

www.technofino.in

In this post our community member has informed that since 23rd September, mobikwik direct payment for CC bill through platinum dc is not fetching cashback. (as it is now being considered wallet reload and not utility payment)

Damn, I thought Platinum DC never gave 1% on cc bill outside HDFC BillPay and so downgraded to Millenia DC.

 

[Hemang]

Damn, I thought Platinum DC never gave 1% on cc bill outside HDFC BillPay and so downgraded to Millenia DC.

Who said platinum DC is giving 1% cashback except HDFC BillPay on non HDFC CC payment on mobikwik/paytm/amazon.

Platinum card gives 1% only on BillPay on HDFC netbanking for non HDFC CC payments.

Millenia debit card gives 1% for credit card payments through only wallet reloads (on paytm). I just checked, mobikwik is not allowing credit card bill payment through its wallet.

What i saw as of today -

1. mobikwik gave the option of debit card, credit card, UPI for credit card bill payment
2. Amazon is giving only option of UPI, netbanking for payment of credit card bill payment
3. Paytm as of now is giving debit card, wallet, UPI, netbanking for payment of credit card bill.

What remains unanswered is there any cashback on payment of non HDFC CC payment by platinum debit card on any platform mobikwik/paytm ?

 

[CyberPsych]

Who said platinum DC is giving 1% cashback except HDFC BillPay on non HDFC CC payment on mobikwik/paytm/amazon.

Platinum card gives 1% only on BillPay on HDFC netbanking for non HDFC CC payments.

This is what your earlier link (post by another forum member) says. From September 23, Platinum DC is not giving 1% through MobiKwik. So, this means it was giving before. @TheMentalist link at 9:39PM (the link he provided as a reply quoting your post) says both Millenia DC and Platinum DC gives 1% on Mobikwik. So it was giving.

 

[Hemang]

This is what your earlier link (post by another forum member) says. From September 23, Platinum DC is not giving 1% through MobiKwik. So, this means it was giving before. @TheMentalist link at 9:39PM (the link he provided as a reply quoting your post) says both Millenia DC and Platinum DC gives 1% on Mobikwik. So it was giving.

and on paytm for non HFDC cc payment through platinum debit card ?

 

[CyberPsych]

and on paytm for non HFDC cc payment through platinum debit card ?

I don't know. But for Platinum DC, it is easier to check. You can pay small amount through whatever the method you want and see if you are getting the cashback as it reflects on 2-3 days.

For Millenia, since it is 90 days, some confirmation is better as one might have hefty bill paid in 90 days time period.

 

[TheMentalist]

and on paytm for non HFDC cc payment through platinum debit card ?

Check here : https://www.technofino.in/community/threads/hdfc-cc-bill-paytm.16474/post-350615