Confusion on cashback of HDFC Millenia Debit card bill payment on Credit card bill payment

[alok416]

Can anybody please clear that if We will use smartpay/Billpay for credit card bill payment via Hdfc Millenia debit card...Will we get 1% or not ?

 

[4uziaul]

You told a month back to pay via mobikwik to get 2.5%

It was working back then. 🤭 Try to keep up.

 

[4uziaul]

ok where are we getting 2.5% cb for cc bil payments?

The answer is in the post you quoted. 😁

 

[rohant]

The answer is in the post you quoted. 😁

at that point you said that paytm was not giving cb 😢

 

[4uziaul]

at that point you said that paytm was not giving cb 😢

MCC is subject to change

Verify it before Transaction. 🤭

 

[rohant]

MCC is subject to change

Verify it before Transaction. 🤭

how to check a transaction?

 

[vaibhavpp0707]

ok where are we getting 2.5% cb for cc bil payments?

Paytm and hdfc bill pay

 

[rohant]

Paytm and hdfc bill pay

which is safe to use?
HDFC will most probably patch it soon

 

[vaibhavpp0707]

which is safe to use?
HDFC will most probably patch it soon

Hdfc bill pay is guaranteed. Paytm may change MCC and then u may not get cashback.

 

[Hemang]

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

In the above link it is clearly mentioned no cashback points for CC bill payment, but mostly this would be through
HDFC Bill Pay portal payment through millenia debit Card.??
Now only mobikwik // paytm // amazon route left to get 2.5% cashback ? But no one i think is sure that it is still working or not ?


1% wallet reload is working on millenia debit card till now.

 

[Aditya12]

If u r having classic or above relationship then u can get free hdfc platinum or millenia. But for standard relationship need to pay charges.

I initially had standard relationship with them (salary account though) and wasn’t being charged anything for Platinum or Millennia DC.

 

[Chaitanya-a]

View attachment 34715

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

In the above link it is clearly mentioned no cashback points for CC bill payment, but mostly this would be through
HDFC Bill Pay portal payment through millenia debit Card.??
Now only mobikwik // paytm // amazon route left to get 2.5% cashback ? But no one i think is sure that it is still working or not ?

View attachment 34716
1% wallet reload is working on millenia debit card till now.

No Mobikwik as it'll fetch only 1% cashback. Coz MobiKwik has changed its MCC to walled load.

No Amazon as it doesn't give option of paying Credit card bill through Debit card.

Only Paytm & HDFC Billpay would fetch 2.5% cashback as neither they're counted as wallet load nor they're in the exclusion MCC list of Millenia Debit card.

 

[PRIYANSHU_]

Only Paytm

so,
Paytm direct cc boll payment 2.5%
Paytm wallet load 1%
???

 

[Das.N]

I paid a credit card bill few days back in Paytm with my millennia card. And statement looks like this. Can anyone tell me, In this transaction which kind of MCC code Paytm gave and will I get any cashback?

 

[NShah]

I paid a credit card bill few days back in Paytm with my millennia card. And statement looks like this. Can anyone tell me, In this transaction which kind of MCC code Paytm gave and will I get any cashback?

ask bank for mcc code

 

[Chaitanya-a]

so,
Paytm direct cc boll payment 2.5%
Paytm wallet load 1%
???

yeah that's the way

 

[Hemang]

No Mobikwik as it'll fetch only 1% cashback. Coz MobiKwik has changed its MCC to walled load.

No Amazon as it doesn't give option of paying Credit card bill through Debit card.

Only Paytm & HDFC Billpay would fetch 2.5% cashback as neither they're counted as wallet load nor they're in the exclusion MCC list of Millenia Debit card.

To summarise -

So most safe way would be paying all non HDFC CC through HDFC bill pay portal using millenia debit card (Till your CC bill is upto 16k whose 2.5% would amount to 400 Rs per month). (This method also applicable for platinum debit card 1% upto 750 per month. use platinum when your bill is upto 75k or more).

Otherwise 2nd method is to use Mobikwik only for All CC bill upto 40k using millenia debit card (To get maximum benefit of Rs 400 per month at 1% because MCC is changed for mobikwik from utilites to wallet reload). (This is not applicable for platinum debit card)

If your bill is upto 75k then use platinum debit card, but only downside is you can use only HDFC Bill Pay portal for this method for Non HDFC CC bill.

 

[NShah]

If you want to pay HDFC CC bill using millenia debit card, and bill is upto 16k then use HDFC bill pay portal (To get 400 rupees cashback in a month) (This wont fetch cashback if you use platinum debit card

You can't pay hdfc cc bill through hdfc bill payment portal

 

[Hemang]

You can't pay hdfc cc bill through hdfc bill payment portal

Thank you for the correction. I edited the message. Thanks.

 

[Hemang]

But what about this above line which is now clearly mentioned on HDFC millenia debit card product features - ?? On which payment method it would be applicable ?

 

[4uziaul]

View attachment 34739
But what about this above line which is now clearly mentioned on HDFC millenia debit card product features - ?? On which payment method it would be applicable ?

It's quite clear you will receive Cashback or points on any transactions except those mentioned above.