Confusion on cashback of HDFC Millenia Debit card bill payment on Credit card bill payment

[alok416]

Can anybody please clear that if We will use smartpay/Billpay for credit card bill payment via Hdfc Millenia debit card...Will we get 1% or not ?

 

[Das.N]

View attachment 34739
But what about this above line which is now clearly mentioned on HDFC millenia debit card product features - ?? On which payment method it would be applicable ?

Where did you find it? Millennia t&c?

 

[Hemang]

Where did you find it? Millennia t&c?

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

Yes above is the link.

 

[Hemang]

It's quite clear you will receive Cashback or points on any transactions except those mentioned above.

But it is not clear that credit card bill payment through HDFC Bill Pay or CC bill payment through mobikwik//paytm using millenia debit card ? Out of these 2 ways, which won't give the cashback is not clear ?

 

[Anil_Singh]

But it is not clear that credit card bill payment through HDFC Bill Pay or CC bill payment through mobikwik//paytm using millenia debit card ? Out of these 2 ways, which won't give the cashback is not clear ?

HDFC - Utility mcc is tagged with the bill payment transaction, so you will get cashback.
Mobikwik - Wallet mcc is tagged with the bill payment transaction, so you will get cashback.
Paytm - If you pay bill directly using debit card then no gurantee of eligible mcc being tagged. Instead, you can add money in paytm wallet and pay bill using wallet. This way you will get cashback.

 

[TheMentalist]

Otherwise 2nd method is to use Mobikwik/Paytm only for All CC bill upto 16k using millenia debit card (To get maximum benefit of Rs 400 per month). (This is not applicable for platinum debit card)

For Mobikwik, CC bill payment of 40k (instead of 16k) will fetch 400 cb

 

[NShah]

For Mobikwik, CC bill payment of 40k (instead of 16k) will fetch 400 cb

Y e s

 

[Deepak_Shetty]

For less than 10k credit card payment transactions, use Mobikwik (Use promo code FULLPAY) with HDFC Millennia debit card for 2% cash back.
For greater than 10k transactions, I am using Union Bank signature debit card in Paytm.

 

[Hemang]

Thanks for the correction.

Y e s

 

[Hemang]

Most safe way using millenia debit card for all non HDFC cc bill payment is HDFC Bill Pay Portal. (2.5% upto Rs 400 per month).

For HDFC CC bill, for assured cashback at 1% using wallet reload in paytm can be done using millenia debit card (1% upto Rs 400 per month).

The uncertain part is paying directly at PAYTM using millenia debit card for CC Bill (We don't know currently that we would fetch cashback 1%/2.5% or nothing ??)

Using mobikwik, the cashback is 1% only as MCC has been changed to wallet reload for credit card payment. (Upto Rs 400 per month)

 

[CyberPsych]

For any credit cars, if I spend 50k and pay it before statement is generated, will it count be counted for annual/quarterly milestone and total annual spend for annual fee waiver? Or only the billed amounts in the monthly statements are considered?

 

[Das.N]

For any credit cars, if I spend 50k and pay it before statement is generated, will it count be counted for annual/quarterly milestone and total annual spend for annual fee waiver? Or only the billed amounts in the monthly statements are considered?

Your total spending will be counted not total billed amount. And remember some credit cards don't consider wallet load, rental payments in annual fees waiver/milestone.

 

[CyberPsych]

Your total spending will be counted not total billed amount. And remember some credit cards don't consider wallet load, rental payments in annual fees waiver/milestone.

Okay thanks. I am not doing wallet loads and rental payments yet with CCs.

 

[PRIYANSHU_]

Has any tried using groww app for cc bill payment, using Bharat billpay.

 

[NShah]

Has any tried using groww app for cc bill payment, using Bharat billpay.

Groww allow cc payments through dc?

 

[PRIYANSHU_]

Groww allow cc payments through dc?

i have no idea, i haven't made any bill payment using groww

 

[CyberPsych]

Has any tried using groww app for cc bill payment, using Bharat billpay.

I read something last week in secret group. Not sure about Bharat Bill Pay but sure through groww app.

 

[PRIYANSHU_]

I read something last week in secret group. Not sure about Bharat Bill Pay but sure through groww app.

1% or 2.5%

 

[4uziaul]

Groww allow cc payments through dc?

No, it doesn't.

 

[Das.N]

i have no idea, i haven't made any bill payment using groww

This bank's are currently supported in groww

 

[rohant]

This bank's are currently supported in growwView attachment 35099

Is it giving 2.5% cb on Groww?