Thanks, Buddy. will go with Visa as it's widely accepted.
@Abhishek012 yeh kya ho rha hai bhai tumhare hote hue
@AlphaNR First check where you need to spend
If you frequently make international spends, and you don't have any other Visa/Mastercard, then choose Visa.
If you're using it domestically, it doesn't make a difference whether it's RuPay or Visa.
BOB RuPay Eterna is also a JCB International variant card. It often offers 25% cashback on international spends (currently, offer 25% Cashback on selected countries).
The benefits of UPI in RuPay have already been shared by
@Anindya98 . For Lounge access, reaching the 40K milestone will be easier with UPI, and UPI spends will also be considered towards the milestone.
And the last thing, it doesn't matter if you already have a RuPay UPI card. People with 10 to 15 Visa/Mastercards still choose the 11th or 16th card from Visa because it is accepted everywhere for international spends. This doesn't make any sense.
First check where you spend, then decide. Some people are getting 25% cashback on international spends with the RuPay JCB card. So it's not like it isn't accepted anywhere. You can use it as a secondary card for international spends.
Dnt forget RuPay is Indian Company we need to support. And competition is also good for consumers; by preferring Visa/Mastercard more, they don't offer many card network based offers.
