Converted my SBI SimplyClick card to LTF by Card retention team

[talktoaloke]

I have initiated card closure request for my existing SBI SimplyClick card through SBI Card app on Monday. And today card retention team called me and converted it to LTF (Life time free) without any hesitation. The confirmation email will be send within 3 days.

 

[Gautam3]

How old is this card and how much limit you use of card for every month?

 

[bhaveshS]

I have initiated card closure request for my existing SBI SimplyClick card through SBI Card app on Monday. And today card retention team called me and converted it to LTF (Life time free) without any hesitation. The confirmation email will be send within 3 days.

How much old and how much spend?

 

[Harsha896]

I have initiated card closure request for my existing SBI SimplyClick card through SBI Card app on Monday. And today card retention team called me and converted it to LTF (Life time free) without any hesitation. The confirmation email will be send within 3 days.

I have done the same with my mom's card 1 week back. She had the card for around ~4 years and used occasionally for spends within 20k.
I was also surprised that they immediately called next day and made it LTF without any discussion.

 

[D₹V]

Yes, everyone knows this trick.

 

[talktoaloke]

How old is this card and how much limit you use of card for every month?

How old is this card and how much limit you use of card for every month?

2.5 yrs aged & minimal usage. Last used before 4th months.

 

[talktoaloke]

How much old and how much spend?

2.5yrs & minimal usage

 

[StarkM]

hello can u pls tell what steps/options in the app u followed/selected for sbi card closure/ltf...coz options like annual fee reversal is no more showing in app

 

[D₹V]

hello can u pls tell what steps/options in the app u followed/selected for sbi card closure/ltf...coz options like annual fee reversal is no more showing in app

Just raise closure request in app & they'll call you back.

 

[StarkM]

Just raise closure request in app & they'll call you back.

after closure request reason has to be selected but there is no such annual fees reltd option which was there before..other types of fee reltd options like card replcement fees, late fees, finance charges etc. are there..

 

[D₹V]

after closure request reason has to be selected but there is no such annual fees reltd option which was there before

Happens.

You just mention other reason & proceed.

 

[StarkM]

Happens.

You just mention other reason & proceed.

Yes they just called & after conversation finally offered me annual fee (499/-) reversal but not LTF. My Simplyclick is 7 months old & I agreed.

 

[bhaveshS]

Yes they just called & after conversation finally offered me annual fee (499/-) reversal but not LTF. My Simplyclick is 7 months old & I agreed.

How you got annual fee reversal your card is only 7 month old (annual fee applied after 11 th month)

 

[insight]

Yes they just called & after conversation finally offered me annual fee (499/-) reversal but not LTF. My Simplyclick is 7 months old & I agreed.

Reversal for NEXT YEAR or CREIDTED YOU the CURRENT YEAR's Fee that you had already paid at the start?

 

[SpiesCan'tCatchMe]

This trick has become so viral that I think SBI will eventually devalue more of their cards as they're distributing ltf offer like candies

 

[D₹V]

This trick has become so viral that I think SBI will eventually devalue more of their cards as they're distributing ltf offer like candies

Fact .

It's so viral that everyone out there is trying this.

Retention team doesn't take lunch now .

 

[Hisoka]

Yes they just called & after conversation finally offered me annual fee (499/-) reversal but not LTF. My Simplyclick is 7 months old & I agreed.

Same here. They said LTF offer is not going in currently, what they can do it fee reversal. So I’ve to place card closure request again when annual fee is levied.

 

[Shubham Yadav]

Devalue more of their card !!!

This trick has become so viral that I think SBI will eventually devalue more of their cards as they're distributing ltf offer like candies

Vasie bhi hutiyaa lunchy bank k pass bacha hi kya h Devalue k liye

Cashback k time pr aise g***d fati ki sab kuch exclude kr diya na instant discount or na hi koi use

 

[SpiesCan'tCatchMe]

Devalue more of their card !!!


Vasie bhi hutiyaa lunchy bank k pass bacha hi kya h Devalue k liye

Cashback k time pr aise g***d fati ki sab kuch exclude kr diya na instant discount or na hi koi use

Ab public ko sirf sale k time pe sbi ki yaad ayegi

 

[ramandeep]

Same here. They said LTF offer is not going in currently, what they can do it fee reversal. So I’ve to place card closure request again when annual fee is levied.

Do they return gst amount too, when reverse the annual fees?