Need suggestion from seniors: I have SBI cashback CC with a meagre limit of 34,000 for >1 year, since the instant discount offers are mostly not applicable on this card in many websites (big basket,amazon etc), need suggestion from experts/senior members of this group if I need to apply for a new SBI card (simply click) for instant discount/SBI card offers before requesting for this closure or apply for a new one after closure as fresh application. (will I apply before closure, will it be again shared limit of 34k for simply click as well?). will the card retention team be able to increase the credit limit or make it LTF? (Already tried mailing and escalating through relevant channels to change/downgrade the card variant without needing to close it to simply click, they denied, stating not possible for cashback card variant). Thanks in advance.