Coral RuPay or Rubyx?

[Pravnz]

I currently have Coral Visa LTF. My question is should I go for Rubyx LTF (which I am eligible) or convert the current Coral Visa to Rupay? which one would be more beneficial?
My spending is mostly around online purchases, grocery and utilities. I use ICICI card only during offers in Amazon or Flipkart and in normal days I use my SBI Cashback CC or HDFC Millennia.

 

[nik007rock]

go for rubyx LTF and then later convert the variant to Rupay,best of both worlds simple !!

 

[Pravnz]

go for rubyx LTF and then later convert the variant to Rupay,best of both worlds simple !!

Thought about it but I don't think ICICI offers Rupay variant for Rubyx

 

[vikas31081991]

how to get coral or rubyx life time free

 

[vikas31081991]

pravnz, it is good to first upgrade the card in Rubyx, then after wards you can try for Rupay variant

 

[Pravnz]

how to get coral or rubyx life time free

I got CC while opening the salary account, so, it was LTF by default

 

[CC_Fetish]

Guys, is icici even issuing coral Rupay right now? Customer service told me “No”. I am struggling to get a god damn Coral Rupay!!
Look how it appears on the website as well!

 

[AmitMishra]

Guys, is icici even issuing coral Rupay right now? Customer service told me “No”. I am struggling to get a god damn Coral Rupay!!
Look how it appears on the website as well!

I have Coral RuPay LTF. So you can apply for same.

 

[CC_Fetish]

I have Coral RuPay LTF. So you can apply for same.

How? I am even ready to pay the 500 bucks 😂 but how to apply?

 

[AmitMishra]

How? I am even ready to pay the 500 bucks 😂 but how to apply?

I applied it online and when cc called for verification, I requested for RuPay variant only.

 

[Wealth is my birth right!]

How? I am even ready to pay the 500 bucks 😂 but how to apply?

If u have existing ltf then say during application that u want ltf only

 

[CC_Fetish]

I applied it online and when cc called for verification, I requested for RuPay variant only.

But I got a call from probably their credit card dept and they said only visa/mc possible. Rupay not being issued! 🙄

 

[CC_Fetish]

If u have existing ltf then say during application that u want ltf only

I have an expression and Amazon one.. 5.6Lacs limit.

 

[anish1516]

I currently have Coral Visa LTF. My question is should I go for Rubyx LTF (which I am eligible) or convert the current Coral Visa to Rupay? which one would be more beneficial?
My spending is mostly around online purchases, grocery and utilities. I use ICICI card only during offers in Amazon or Flipkart and in normal days I use my SBI Cashback CC or HDFC Millennia.

Get Rubyx LTF. You can get Rupay with BOB Premiere LTF. ICICI has got just 2 cards above Rubyx so upgrade would be easier. Don’t skip Rubyx just for Rupay.

 

[NOOBY]

I got CC while opening the salary account, so, it was LTF by default

lucky.... I was told to get MMT Platinum by paying 500 💩

 

[panu24]

Also, note: AFAIK, ICICI, SBI, HSBC, AMEX has no concept of upgrading cards, they'll give cards you have to choose which one open and which one closed, there is no concept of transferring data from old card to new card (everything is new card).

What I experieced about SBI when I upgraded and then downgraded my card, my data that is Credit Limit and Reward Points carry forwarded by SBI. So the data remain intact for me which I found good for SBI Cards.