Couples HDFC 2 accounts

[Wealth is my birth right!]

Hi all
Currently I own a savings max account with hdfc and last month we opened new separate account for my wife in order to apply for add on card to my regalia with wife cust id
Now getting a thought how to merge the 2 accounts so that balance checks and maintenance will be available under single login
Or any special benefits if we link accounts together pls let me know
Note: I maintain 1.5 l fd in my account to avoid mab charges
Wife’s is basic savings with 10k bal requirements

 

[PavanPavan is verified member.]

My understanding family grouping is avaibale only for classic and above either one should have classic account

 

[hariselio]

Wife’s is basic savings with 10k bal requirements

Isn't better to keep 25K savings max account for her too? Free visa platinum card which you can use for 750 cashback per month for bill payments.

 

[Wealth is my birth right!]

Isn't better to keep 25K savings max account for her too? Free visa platinum card which you can use for 750 cashback per month for bill payments.

thought of same but cc bills in a month mostly wont cross 1l so my platinum itself somewhat sufficient and for her we opted blue card (hdfc rupay premium) which gives 100/- pm amazon fridays

 

[Wealth is my birth right!]

My understanding family grouping is avaibale only for classic and above either one should have classic account

1l is classic and 2l is preferred right, so any one of our account we convert like this and tag other under it hope it will work for both to get that preferred/classic status

 

[Slayer]

1l is classic and 2l is preferred right, so any one of our account we convert like this and tag other under it hope it will work for both to get that preferred/classic status

Yes, make one account classic and link every other account in family banking so no minimum balance for those accounts

Lots of people do not know this hidden trick 😛 😛

 

[Wealth is my birth right!]

Yes, make one account classic and link every other account in family banking so no minimum balance for those accounts

Lots of people do not know this hidden trick 😛 😛

good to know that i dont want to maintain that FD in case my wife a/c gets upgraded to classic, thanks for the info, just need to say to branch that make family banking both accounts rite?

 

[Slayer]

good to know that i dont want to maintain that FD in case my wife a/c gets upgraded to classic, thanks for the info, just need to say to branch that make family banking both accounts rite?

I think you need to talk to your RM for linking the second account to primary one (classic)

 

[PavanPavan is verified member.]

1l is classic and 2l is preferred right, so any one of our account we convert like this and tag other under it hope it will work for both to get that preferred/classic status

Yep and also think salary account are moved to classic by RM's and we can attach 8 zero accounts

 

[Wealth is my birth right!]

Yep and also think salary account are moved to classic by RM's and we can attach 8 zero accounts

oh HDFC is generous in this aspect haha

 

[Wealth is my birth right!]

I think you need to talk to your RM for linking the second account to primary one (classic)

Sure will do, maybe they want some forms to be filled by both

 

[PavanPavan is verified member.]

oh HDFC is generous in this aspect haha

yes 🙂

 

[Slayer]

Sure will do, maybe they want some forms to be filled by both

I think it would take 10 minutes by visiting branch or something

 

[Wealth is my birth right!]

I think it would take 10 minutes by visiting branch or something

yes i pre book RM by stating the requirement it will go easily

 

[PavanPavan is verified member.]

 

[Wealth is my birth right!]

View attachment 6527

Its for classic category rite, can i have that link pls

 

[Darthvader]

Its for classic category rite, can i have that link pls

https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic - think its this one.

 

[Wealth is my birth right!]

https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic - think its this one.

thanks will go through and keenly see any star cond apply haha

 

[Wealth is my birth right!]

2 Savings Max accounts.

- 1 with Easyshop Platinum Debit Card
- 1 with Millennia Debit Card

1 might have already a credit card which they never consider for upgrade.
Other can be lucky to get best spend based offers or dream credit card.

Not sure, how it is beneficial if we link together, but as separate I see some benefits. My PoV

So 50k to maintain put together know but with 1lac in one account and convert into classic u can add another account then it should be zero mab and max I think 5 to 8 family members acc can be clubbed

 

[Wealth is my birth right!]

Did anyone recently activated HDFC add on card?
pls help with steps....got bluedart delivered today for my wife's addon in my regalia card.
also got sms that activate within 37 days else card will be cancelled, since i say same 4 digits as my main card i got confused first haha
just want to create pin for that add-on thats all the use now, mostly she use for online for which anyway pin not required