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Cred is the Worst! Re. 1 cashback on a payment of Rs. 40K

What has happened to Cred? Who will even use it anymore? I had already exhausted my HDFC bill pay limit, so used cred, but never going to do so again.
CRED is a gone case, don't waste your time on this..have already mentioned about this in another thread..just so fierce competition among fintech startups. CRED won't see the light at the end of the tunnel, is my guess
 
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