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Credit Bill Payment Via BBPS can be reversed

If its still not reversed then kindly prepay before due date, or if next bill is already generated without reversal then not to worry for now.

Charges levied on my card account as resersal was done on 20th Nov but due date was 12 Nov (I repaid on 20 Nov)
⦁ Finance Charges – Rs. 4551.82
⦁ GST – Rs. 819.33

But i was able to reverse the charges 😉
View attachment 75579
But you won't be able to reverse AIS reporting if you have paid more than 10 Lakh.
 
If its still not reversed then kindly prepay before due date, or if next bill is already generated without reversal then not to worry for now.

Charges levied on my card account as resersal was done on 20th Nov but due date was 12 Nov (I repaid on 20 Nov)
⦁ Finance Charges – Rs. 4551.82
⦁ GST – Rs. 819.33

But i was able to reverse the charges 😉
View attachment 75579
They can reverse charges but not cibil reporting
 
If its still not reversed then kindly prepay before due date, or if next bill is already generated without reversal then not to worry for now.

Charges levied on my card account as resersal was done on 20th Nov but due date was 12 Nov (I repaid on 20 Nov)
⦁ Finance Charges – Rs. 4551.82
⦁ GST – Rs. 819.33

But i was able to reverse the charges 😉
View attachment 75579
paid 2L extra
Bill gen at -78K
Not yet reversed till today
 
Happened to me this week

November 9: Paid 34471 to HDFC card from sbiunipay using idfc select dc. Instantaneously received message "Dear HDFC cardmember, 34471 credited to your cc ending with xxxxxx"

November 12: Due date

November 19: Recieved message : 'Payment of amount 34471 was reverted back. Kindly pay urgently". Checked the statement, the amount that was recieved was reverted. Went to unipay, the transaction was showing failed. Checked idfc account statement, no debit even occured.

Nov 20: Paid the bill again

Nov 22: New statement. Financial charge of Rs 1635.
 
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