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Credit Bill Payment Via BBPS can be reversed

If its still not reversed then kindly prepay before due date, or if next bill is already generated without reversal then not to worry for now.

Charges levied on my card account as resersal was done on 20th Nov but due date was 12 Nov (I repaid on 20 Nov)
⦁ Finance Charges – Rs. 4551.82
⦁ GST – Rs. 819.33

But i was able to reverse the charges 😉
View attachment 75579
They can reverse charges but not cibil reporting
 
If its still not reversed then kindly prepay before due date, or if next bill is already generated without reversal then not to worry for now.

Charges levied on my card account as resersal was done on 20th Nov but due date was 12 Nov (I repaid on 20 Nov)
⦁ Finance Charges – Rs. 4551.82
⦁ GST – Rs. 819.33

But i was able to reverse the charges 😉
View attachment 75579
paid 2L extra
Bill gen at -78K
Not yet reversed till today
 
Happened to me this week

November 9: Paid 34471 to HDFC card from sbiunipay using idfc select dc. Instantaneously received message "Dear HDFC cardmember, 34471 credited to your cc ending with xxxxxx"

November 12: Due date

November 19: Recieved message : 'Payment of amount 34471 was reverted back. Kindly pay urgently". Checked the statement, the amount that was recieved was reverted. Went to unipay, the transaction was showing failed. Checked idfc account statement, no debit even occured.

Nov 20: Paid the bill again

Nov 22: New statement. Financial charge of Rs 1635.
 
Update: CC bill Payments are getting reversed even after next bill generation.
yet to reverse some 60% of my payments.
Moye Moye ho gaya mere sath

Sad Crying GIF by The Viral Fever
 
Update: CC bill Payments are getting reversed even after next bill generation.
yet to reverse some 60% of my payments.
Moye Moye ho gaya mere sath

Sad Crying GIF by The Viral Fever
Recharge & OTT subscription safe hai na? 😊

Koi na aap khudse pay karte rahiye nahi toh finance charges lagte rahega, baar baar token of appreciation / goodwill/ one time gesture/ ke name pe waive off nahi karenge..🙂

Firh ladte rahiyega, waise CIBIL dekhe kuch galat reporting toh nahi huwa?
 
Email CS for reversal as it was not your fault. You will get reversal of finance charges
Bro kya keh rahe hain?

Apko reversal aapka fault nahi tha iss liye nahi diya, do check your e-mail, galti aapka hi tha ek baar maaf kar dete (token of appreciation ke name pe) hain pehlee kabhi default nahi kiye the, is sense mein kara 🤣
 
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