Credit card/Amex card to bank via Zingoy RuPay Prepaid card/Zingoy RuPay gift card (only 1.5% charges or Free):
or
Buy Zingoy RuPay Gift Card (I think KYC is not required) minimum purchase Rs5000 and A single user can register a maximum 250 gift cards in a calendar year - https://www.zingoy.com/gift-cards/rupay-gift-card
Now purchase using Credit card or Amex credit card at 1.5% charges (if your transaction is pending/in process then wait 30 mins, your order will get successful).
After purchased Register here - https://www.zingoy.com/prepaid-cards?ref=menu
Note - Personally i purchased Zingoy RuPay Prepaid Card and kyc done via voter id number and successfully loaded on Amazon wallet. You can transfer to bank/credit card bill repayment/merchant UPI payment via Amazon wallet UPI.
I think no kyc required for Zingoy gift card (not verified for Zingoy RuPay gift card), A single user can register a maximum 250 gift cards in a calendar year.
Free for UPI users and also earn Rs2/Rs3 CRED Balance -
If you buy everytime Rs100 Zingoy RuPay Prepaid Card via CRED UPI using cred scan & pay option at paytm payment gateway page bar code and then you will earn Rs2/Rs3 CRED Balance cashback.