For people like ne who never used apps like superpe or likes.Idk, it's upto person to person.
As per RBI regulations they have to do full kyc for wallet. credit card 2 credit card payment are working through their wallet.
All most ever fintechs doing same.
Users using superpay app which access your full card details with limit, uses, pan, adress all and that also regularly in ever 15 day. They literally access your all credit profile without informing customers.
I think we should avoid.