Credit card bill payment using HDFC billpay

[padmanabhamb]

I don't see HDFC credit card option when I try to add credit card in HDFC billpay. Any suggestions to pay HDFC credit card using billpay?

 

[amitr29]

Sure! And the amount is credited to the credit cards instantly like Cred or it takes 2-3 days ??

Depends on card bank..For Amex it happens almost instantly and gets adjusted next day

For ICICI, it's 3rd day for me but still not credited or confirmation

 

[gauravbhati]

Depends on card bank..For Amex it happens almost instantly and gets adjusted next day

For ICICI, it's 3rd day for me but still not credited or confirmation

So we'll hv to make payment 5-6 days before due date ??

Although I read somewhere that the day you make payment is the day considered as payment date and not the date when it is settled. Is it so ?
What if the bank put penalty on it ? (Asking because I did a payment 2 days ago and tomorrow is the due date for my card and it is not settled yet, faced this first time, so worried.)

 

[amitr29]

So we'll hv to make payment 5-6 days before due date ??

Although I read somewhere that the day you make payment is the day considered as payment date and not the date when it is settled. Is it so ?
What if the bank put penalty on it ? (Asking because I did a payment 2 days ago and tomorrow is the due date for my card and it is not settled yet, faced this first time, so worried.)

You get reference number generated immediately. But if payment doesn't reflect with credit card bank, system will charge penalty and you will have to go through the hassle of calling Customer care and getting reversal.

Better is at least 4 days before due date. I did payment for ICICI day before yesterday, let's see when it reflects. Will update here

 

[gauravbhati]

You get reference number generated immediately. But if payment doesn't reflect with credit card bank, system will charge penalty and you will have to go through the hassle of calling Customer care and getting reversal.

Better is at least 4 days before due date. I did payment for ICICI day before yesterday, let's see when it reflects. Will update here

Sure bro!
I hope my payment gets credited today or else I'll have to tackle the customer care next week. 🥲

 

[Shivakrishna]

Is sbi unipay still giving reward points on hdfc visa platinum debit card??

 

[samm255]

Is this still working ? I have an HDFC Reward Debit Card and have the option to upgrade it to PLATINUM DEBIT CARD (750 Fees)

Yes, try to upgrade to Classic banking program first by maintaining 1 lakh in savings account and then request for DC upgrade. All DCs are free for classic account. You can pull out fundings once account upgraded to classic, no mab charges.

 

[gauravbhati]

Yes, try to upgrade to Classic banking program first by maintaining 1 lakh in savings account and then request for DC upgrade. All DCs are free for classic account. You can pull out fundings once account upgraded to classic, no mab charges.

But they downgrade once you do not MAB... So when the downgrade happens is the debit card free or paid ??

 

[samm255]

But they downgrade once you do not MAB... So when the downgrade happens is the debit card free or paid ?

Paid. DC is only free until you have premium banking program. You can upgrade to 25k mab savings max account which comes with free Platinum DC. They don't downgrade that very easily like other banks.

 

[gauravbhati]

Paid. DC is only free until you have premium banking program. You can upgrade to 25k mab savings max account which comes with free Platinum DC. They don't downgrade that very easily like other banks.

Yaa, the Savings Max account thing is good. Although my RM told me that very few people(RM) knows how to downgrade otherwise the classic membership goes on even on low balance.

 

[amitr29]

Sure bro!
I hope my payment gets credited today or else I'll have to tackle the customer care next week. 🥲

For ICICI it's 4 days. Payment done on 22nd and credited today

 

[Farhad sekh]

For ICICI it's 4 days. Payment done on 22nd and credited today

It is 2 working day . Don't count holiday

 

[gauravbhati]

For ICICI it's 4 days. Payment done on 22nd and credited today

Okay... I do payments 5-6 days before due date for safe side...

It is 2 working day . Don't count holiday

Have you tried and checked in working days ?? Is it credited in 2 days ?

 

[Farhad sekh]

Okay... I do payments 5-6 days before due date for safe side...


Have you tried and checked in working days ?? Is it credited in 2 days ?

Yes
I always pay on Monday
It gets credited on Wednesday 7 pm +-2 hrs

 

[gauravbhati]

Yes
I always pay on Monday
It gets credited on Wednesday 7 pm +-2 hrs

Okay! thanks for confirming ... will pay today 😅

 

[SamPtnk]

Paid yesterday still not rec processed message from Hdfc

 

[samm255]

Paid yesterday still not rec processed message from Hdfc

Check in App, under BillPay there is History option at the bottom, you will see Paid/Failed there.

 

[SamPtnk]

Check in App, under BillPay there is History option at the bottom, you will see Paid/Failed there.

Showing success in site

 

[samm255]

Showing success in site

Its done then. Which card you paid?

 

[SamPtnk]

Its done then. Which card you paid?

Axis
2 words

 

[Anurag]

Ah! This is reassuring. Thank you @Hemang. For your question on making hdfc credit card payments, I use the promo code "fullpay" from Mobikwik as it gives a cashback of 1% up to Rs.100 for all cards. Currently, I am using Millenia and I use this trick if I exhaust the Rs.400 per month limit for paying credit card bills through wallet reloads.

You are referring to payzapp wallet right?
Can i pay sbi card bill using payzapp wallet reload?