Credit Card CIBIL Reporting Date

[TechnoFinoTechnoFino is verified member.]

I have sbi simply save card which has bill generation date is 12th of every month but in my cibil report sbi is reporting on 4th of every month
2nd card is BPCL octane which has billing date 22nd of every month but sbi is reporting on 14th of every month
3rd card is Elite card which has bill generation date is 1st of every month
But sbi is reporting 24th of every month
I e if bill date is April 1st, sbi is reporting to cibil on 24th March

that means 8 days before bill generation... thanks for sharing

 

[Rajkumar]

that means 8 days before bill generation... thanks for sharing

Yes exactly

 

[akshayhs]

Any idea about Federal bank? They seem to be the new entry and INDMoney didn't even know they have begun issuing credit cards.

 

[TechnoFinoTechnoFino is verified member.]

Any idea about Federal bank? They seem to be the new entry and INDMoney didn't even know they have begun issuing credit cards.

Most probably month end. But I'm not 100% sure... need confirmation from someone who has federal bank card

 

[akshayhs]

Most probably month end. But I'm not 100% sure... need confirmation from someone who has federal bank card

I will take the initiative to contact them to enquire about this.

If they do respond, I'll post an update here.

 

[vaibhav111vaibhav111 is verified member.]

I will take the initiative to contact them to enquire about this.

If they do respond, I'll post an update here.

yeah do update after 2-3 month even i would get a idea too, have applied & got virtual onecard

 

[Card-eo]

What's the reporting date for AU Bank CCs?

 

[TechnoFinoTechnoFino is verified member.]

What's the reporting date for AU Bank CCs?

month end.

 

[Card-eo]

month end.

Thanks

 

[kochiro]

Sbi simply click card still not added in cibil since march. Cc says it will be added in August :/

 

[ashwinkashwink is verified member.]

Sbi simply click card still not added in cibil since march. Cc says it will be added in August :/

How months did you get the card

 

[ashwinkashwink is verified member.]

My Canara secured CC which I got last year April showed in Cibil this Jan (I had lost hope)

Show from previous all payments history?

 

[ashwinkashwink is verified member.]

Show from previous all payments history?

In my case my all credit accounts showed in Cibil within 2-3 months

 

[kochiro]

My Canara secured CC which I got last year April showed in Cibil this Jan (I had lost hope)

Do they have to manually update cibil every month :/ why so much time 😵

 

[kochiro]

In my case my all credit accounts showed in Cibil within 2-3 months

Well I just changed my billing date so it's been only one bill generated since march so maybe it's that

 

[kochiro]

What do you mean by manually update?

Like type it in

 

[Dhm66]

Hello everyone,
If you are holding multiple credit cards, and wants to keep your credit utilisation ration under 30% then you should know, on which date your card issuers report your card uses data to CIBIL.
To know more about how to maintain credit utilisation ratio under 30% or lower watch this video - How To Maintain Credit Utilization Ratio Under 30% | Steps You Must Follow | Pro Tips 🔥🔥🔥 on YouTube (TechnoFino Channel).
Check this list, Credit Card CIBIL Reporting Date -
Excellent information but What about ONE Card issued by Federal bank?🤔

 

[Dhm66]

I will take the initiative to contact them to enquire about this.

If they do respond, I'll post an update here.

Any Update👀

 

[Dhm66]

Yah

Axis bank reporting two times both bill amount and month end , they are peculiar but as per rbi instruction bank and nbfc reports to cibil once in a month.

Yeah same with me..since March 2022 they have started reporting 2 times in a month.. what's their agenda behind this?👀

 

[akshayhs]

Any Update👀

They haven't responded to my email yet!