Don't want to take that risk 😆 as the payment will be categorised as rent and I'll be charged 199+GST by SBI on top of 1.18+GST charged by NBH as processing fees.
While trying to pay the maintenance the merchant name comes as NOBROKER TECHNOLOGIES S, can we somehow get the MCC code for this before making the transaction? Not sure which category does it comes under. Don't wanna pay 199+GST if Sbi categorised this as rent
I contacted axis care and found out the MCC is 4900 - Utilities-Electric/Gas/Heating Oil/Sanitary/Water. So, cards which excludes MCC 4900 will not give points for my gate.
When there is no credit card offer and I want to purchase something, I usually use card with high reward rate. But by doing this I often missed the opportunity to get more reward rate with Quarterly/Annual milestone benefits with other cards.
It's like I use card with 3.3% reward rate compared to 1.2% because I get instant high reward rate but if I waited and when crossed certain spends on that low 1.2%, it can give me 6.2%.
In this post, I try to gather or know about certain cards which provides better reward rate with Quarterly/Annual milestone benefits.
What would be the best way to pay on Mygate.. EDC or Amazon Pay... it seems it comes under utility, in that EDC should give 5%? Better than buying Amazon at 5%? Ant thoughts?