Credit card suspended after not used for 3 months?

[Patil007]

Hi,

Got below SMS from HSBC.

Dear Customer, your HSBC Credit Card ending with **** has not been used for over 3 months. Kindly transact on your card to enjoy seamless services.

Will they deactivate my credit card if not used once in three months. As I remember RBI says if we haven’t used card for once in year then only deactivates.

Please suggest.

 

[rp0703]

Hi,

Got below SMS from HSBC.

Dear Customer, your HSBC Credit Card ending with **** has not been used for over 3 months. Kindly transact on your card to enjoy seamless services.

Will they deactivate my credit card if not used once in three months. As I remember RBI says if we haven’t used card for once in year then only deactivates.

Please suggest.

Rule is 1 year of no usage for deactivation. What you got is just reminder.

 

[Patil007]

Rule is 6 months of no usage for deactivation. What you got is just reminder.

Ok. Thanks.

 

[TheTrickySid]

Rule is 6 months of no usage for deactivation. What you got is just reminder.

It's 1yr, not 6 months

 

[rp0703]

It's 1yr, not 6 months

Sorry, my bad. Updated the earlier reply.

 

[Patil007]

Yea, that’s what. I read somewhere also it is 1 year.

I think that will be just reminder.

No issue, will add 10 Rs. to Amazon wallet and will pay bill after bill generation.