Criteria for LTF credit cards from icici

[enoqs]

So i was talking to my relationship manager and he shared with me this screenshot from thier internal documents or recent restrictions i am sharing it here so you guys can use it for reference



I think its a good idea ito check this before you apply for any of these cards hopping to convert to LTF

I am not sure whether there are more conditions that they check for or not but for the relationship value this is the chart vs credit card table hope it helps

 

[luciferlucifer is verified member.]

So i was talking to my relationship manager and he shared with me this screenshot from thier internal documents or recent restrictions i am sharing it here so you guys can use it for reference

View attachment 18932

I think its a good idea ito check this before you apply for any of these cards hopping to convert to LTF

I am not sure whether there are more conditions that they check for or not but for the relationship value this is the chart vs credit card table hope it helps

I think above are applicable only for their selected companies salaried persons only

 

[pgarg24]

First time seeing CRV... can anyone clarify, please..? Also what is Mn in CRV >=5 Mn?

 

[Lakshya Mahani]

First time seeing CRV... can anyone clarify, please..? Also what is Mn in CRV >=5 Mn?

I guess it may be Current Relationship Value, it's just a guess, i may be wrong.

 

[chenrichy]

First time seeing CRV... can anyone clarify, please..? Also what is Mn in CRV >=5 Mn?

Mn = Million

 

[sauravkumar]

So i was talking to my relationship manager and he shared with me this screenshot from thier internal documents or recent restrictions i am sharing it here so you guys can use it for reference

View attachment 18932

I think its a good idea ito check this before you apply for any of these cards hopping to convert to LTF

I am not sure whether there are more conditions that they check for or not but for the relationship value this is the chart vs credit card table hope it helps

Great work!!👍👍

Appreciated!!👏👏👏

 

[pgarg24]

Mn = Million

I dont think we use million in india.. icici would have just used 50 lac in that case right..

 

[Ram1]

50lakhs for sapphiro omg

 

[creditcarduser]

What is AL and HL

 

[sauravkumar]

What is AL and HL

Auto Loan
Home Loan

 

[great]

What is AL and HL

Auto Loan / Housing Loan

 

[EINSTEIN]

What is AL and HL

Auto loan and home loan maybe

 

[great]

So i was talking to my relationship manager and he shared with me this screenshot from thier internal documents or recent restrictions i am sharing it here so you guys can use it for reference

View attachment 18932

I think its a good idea ito check this before you apply for any of these cards hopping to convert to LTF

I am not sure whether there are more conditions that they check for or not but for the relationship value this is the chart vs credit card table hope it helps

That's why they declined my sapphiro Ltf after showing Eligible.
Even I feel poor seeing my bank statement 😭

 

[talkwithfino]

I guess it may be Current Relationship Value, it's just a guess, i may be wrong.

First time seeing CRV... can anyone clarify, please..? Also what is Mn in CRV >=5 Mn?

Customer Relationship value

 

[sgoyal9]

20L per month for Emeralde lifetime? Why? It's really not that great a card.

Also, what is PL?

 

[hackymanoj]

Pers

20L per month for Emeralde lifetime? Why? It's really not that great a card.

Also, what is PL?

Personal loan may be

 

[jaimingandhi64]

That's why they declined my sapphiro Ltf after showing Eligible.
Even I feel poor seeing my bank statement 😭

I had same issue and in app it was showing LTF for me but when I actually applied they told me that minimum criteria is 2l per month salary after tax and other deduction (I am having salary account there from last 11 years)
My salary after tax was not touching till 2l so I told them rather give me as per application offer of LTF or I don’t need it and later on they gave me LTF after 1 month without my follow up

 

[sauravkumar]

I had same issue and in app it was showing LTF for me but when I actually applied they told me that minimum criteria is 2l per month salary after tax and other deduction (I am having salary account there from last 11 years)
My salary after tax was not touching till 2l so I told them rather give me as per application offer of LTF or I don’t need it and later on they gave me LTF after 1 month without my follow up

So you have normal or wealth account?
And before this which all cards you have from ICICI!!😁😁

I am just seeing paid Emerald card only!!🤔🤔

 

[jaimingandhi64]

So you have normal or wealth account?
And before this which all cards you have from ICICI!!😁😁

I am just seeing paid Emerald card only!!🤔🤔

I have only Amazon pay CC and mine is normal account only

 

[sauravkumar]

I have only Amazon pay CC and mine is normal account only

Strange!!! And you got Sapphiro LTF!!

Bhai kuch aur toh special nhi kiya tha na??

Very lucky!!👍👍👍