DCB Metal FYF to Infinia Metal FYF Upgrade

[s4more]

I recently received a huge LE(15L) on my DCB Metal FYF after crossing >7.5L spends within 6 months. I do not meet the salary criteria for Infinia currently and have good NRV(20L) with corp salary account. Should I try for Infinia Metal FYF. I have racked up 40k points on my DCB. What will be the points conversion rate from DCB Metal to Infinia Metal if i get an upgrade?

 

[pandeyji]

1. No harm in trying
2. Conversion rate is 1:1 I think

 

[s4more]

1. No harm in trying
2. Conversion rate is 1:1 I think

Just got upgraded to Infinia Metal FYF today. Awaiting delivery of the card in couple of days.
I had to email them twice with a very detailed email to get them to budge.
My 7yr long cc journey with HDFC has finally culminated.
Thanks to this forum for the encouragement, otherwise i never would have achieved this feat.

 

[nrj1007]

Just got upgraded to Infinia Metal FYF today. Awaiting delivery of the card in couple of days.
I had to email them twice with a very detailed email to get them to budge.
My 7yr long cc journey with HDFC has finally culminated.
Thanks to this forum for the encouragement, otherwise i never would have achieved this feat.

Can you elaborate what did you write and why twice?

 

[s4more]

Can you elaborate what did you write and why twice?

First email to grievance.redressal stating all of the detailed points in my opening post in a fabulous essay that would make any cs executive to think twice before rejecting. They asked me to send upgrade form with salary slips and they would review.

I knew i didnt meet the salary criteria but checked the other 2 boxes viz. spends in last 6 months and High CL. So Second email to priority redressal next day reiterating everything in email 1 + Diners acceptability issues (genuine cases) + regular intl spends.

 

[nrj1007]

First email to grievance.redressal stating all of the detailed points in my opening post in a fabulous essay that would make any cs executive to think twice before rejecting. They asked me to send upgrade form with salary slips and they would review.

I knew i didnt meet the salary criteria but checked the other 2 boxes viz. spends in last 6 months and High CL. So Second email to priority redressal next day reiterating everything in email 1 + Diners acceptability issues (genuine cases) + regular intl spends.

So priority redressal didn't ask for salary slips and upgraded the card?

 

[neo.puneet]

I recently received a huge LE(15L) on my DCB Metal FYF after crossing >7.5L spends within 6 months. I do not meet the salary criteria for Infinia currently and have good NRV(20L) with corp salary account. Should I try for Infinia Metal FYF. I have racked up 40k points on my DCB. What will be the points conversion rate from DCB Metal to Infinia Metal if i get an upgrade?

-> what was the limit before?
-> did you receive LE automatically by just spending 7.5Lacs in 6 months or did you reach out?

 

[neo.puneet]

So priority redressal didn't ask for salary slips and upgraded the card?

they don't care about salary, they only want credit limit and spends, i have a friend with infinia with just 7 lac ITR

 

[rajat0312]

I recently received a huge LE(15L) on my DCB Metal FYF after crossing >7.5L spends within 6 months. I do not meet the salary criteria for Infinia currently and have good NRV(20L) with corp salary account. Should I try for Infinia Metal FYF. I have racked up 40k points on my DCB. What will be the points conversion rate from DCB Metal to Infinia Metal if i get an upgrade?

Hello
Do you hold any cobranded hdfc card as well?

I had also done good amount of spends in dcb but got stuck at 5l limit from last 1.5 years. I have infinity and Swiggy card

 

[s4more]

So priority redressal didn't ask for salary slips and upgraded the card?

I already have a corp. salary account with them. I dont know why they asked that in the first place. Guess they figured that out later.

Hello
Do you hold any cobranded hdfc card as well?

I had also done good amount of spends in dcb but got stuck at 5l limit from last 1.5 years. I have infinity and Swiggy card

No cobranded cc.

 

[nrj1007]

Hello
Do you hold any cobranded hdfc card as well?

I had also done good amount of spends in dcb but got stuck at 5l limit from last 1.5 years. I have infinity and Swiggy card

I had tata new infinity and didn't get any LE for an year. Then I closed it and got a bump from 6 lakhs to 10.1 lakhs within 2-3 months.

 

[s4more]

-> what was the limit before?
-> did you receive LE automatically by just spending 7.5Lacs in 6 months or did you reach out?

previous CL 6.2L
Automatic CL increase. Only thing i did was to check netbanking /app consistently for CL

 

[rajat0312]

I had tata new infinity and didn't get any LE for a year. Then I closed it and got a bump from 6 lakhs to 10.1 lakhs within 2-3 months.

That’s great to hear 🙂
Will ask bank to close my Swiggy and infinity card as well - as not of much use.

 

[sri_cc]

previous CL 6.2L
Automatic CL increase. Only thing i did was to check netbanking /app consistently for CL

is there any specific URL you were using got LE or just logging in to netbanking frquently?

 

[s4more]

is there any specific URL you were using got LE or just logging in to netbanking frquently?

Just logging to netbanking and app regularly