Debit Cards with Unlimited Rewards

[Sagarreddy378]

Hi ..

Please suggest to me the debit card which gives unlimited rewards on CC bill payments. like Kotak PVR Debit Card

Monthly bill payments around 20 lakhs

I really appreciate any help you can provide.

 

[Sagarreddy378]

@anirbanm

PLease suggest if you know any

 

[chiron]

IndusInd PIONEER World Debit Card, Unlimited @0.50% (INR 1 for every 200 paid)

 

[ashwinkashwink is verified member.]

Hi ..

Please suggest to me the debit card which gives unlimited rewards on CC bill payments. like Kotak PVR Debit Card

Monthly bill payments around 20 lakhs

I really appreciate any help you can provide.

I think not for personal usage you are trying to for any commercial use 🤔
BTW banks not allow you to do business related transactions from personal accounts you need to be having commercial cards otherwise banks takes legal action against you, be careful bro!

 

[Harry1]

I think Axis cards don't have any limit, but it will be like 0.1-0.2% reward rate only.

 

[Harry1]

Axis cards have capping ... Most cards

What is capping for priority debit card?

 

[Harry1]

I don't know but most CCs atleast have capping ... Many have mentioned here time and again

I don't do much transactions using my own Axis Priority DC so I personally wouldn't know

He asked about DC only. I don't see any terms on their website mentioning any capping for Rewards, priority and burgandy cards.

Besides, even most edge reward based CC don't have capping for base reward rate. Only for some rent/insurance payments, there is capping, but even that is quite large.

Even cashback cards Flipkart and Ace don't have any capping on 1.5/2% categories.

 

[Sagarreddy378]

IndusInd PIONEER World Debit Card, Unlimited @0.50% (INR 1 for every 200 paid)

Can we get the Pioneer DC with a normal Savings account? or Do we require PioneerSavings Account? WHat is the AMB for Pioneer Account

 

[StanRoute66]

Hi ..

Please suggest to me the debit card which gives unlimited rewards on CC bill payments. like Kotak PVR Debit Card

Monthly bill payments around 20 lakhs

I really appreciate any help you can provide.

Indus Signature Debit card 😉
Thank me later

 

[StanRoute66]

My RM called me to take Indusind signature DC

you definitely should !
but not chargeable . take it LTF .
Like you can get it with Partner/Select/Exclusive accounts for LTF

 

[TheMentalist]

IndusInd PIONEER World Debit Card, Unlimited @0.50% (INR 1 for every 200 paid)

Can they be redeemed as cashback or need to redeem reward points against a product catalogue?

 

[TheMentalist]

Indus Signature Debit card 😉
Thank me later

All Indusind debit cards now have a capping except Pioneer

 

[StanRoute66]

All Indusind debit cards now have a capping except Pioneer

can you point out the capping for me ?

 

[007007 is verified member.]

can you point out the capping for me ?

Source:

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

 

[StanRoute66]

View attachment 2475
Source:

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

Thanks a lot !
3000 points = Rs.1050 per month . It's better than HDFC Platinum

 

[Parvesh Goyal]

Thanks a lot !
3000 points = Rs.1050 per month . It's better than HDFC Platinum

Check if the reward (cashback) is available with cc payments also because HDFC Platinum DC is special because of its unique feature of cashback on CC payments.

 

[StanRoute66]

Check if the reward (cashback) is available with cc payments also because HDFC Platinum DC is special because of its unique feature of cashback on CC payments.

it is !

 

[Parvesh Goyal]

it is !

So the points can b converted to cash or not?

 

[TheMentalist]

Thanks a lot !
3000 points = Rs.1050 per month . It's better than HDFC Platinum

Can these points be redeemed as cashback in savings account in that ratio?
Also CC payments on which app are eligible for RP - Paytm/Mobikwik etc.?

 

[007007 is verified member.]

Thanks a lot !
3000 points = Rs.1050 per month . It's better than HDFC Platinum

Only the capping is higher, reward % is almost same (infact lesser). For example, on ₹75K payment you will get ₹750 cb with HDFC whereas ₹787 here. But afaik IndusInd charges a reward redemption fee of ₹100 + GST. So, that's a big drawback imo!

So the points can b converted to cash or not?

Yes, can be converted to cashback. The reward redemption fee applies here as well.