diners black: amazon v/s gyftr benefits

[ltf4ever]

hi all

for diners black, there are no accelerated rewards on smartbuy as well as on amazon website.

but instant voucher for amazon on gyftr is giving around 10% rewards. screenshot attached.

any catch here or hidden t&c that i should know of? this seems too good to he true.

thanks!

 

[Gkcards]

wasn't it 3x on Diners black and 5x on infinia? here it seems giving 5x on diners also.

 

[sd.ac]

posted screenshot says "Infinia" on top.

 

[ltf4ever]

wasn't it 3x on Diners black and 5x on infinia? here it seems giving 5x on diners also.

posted screenshot says "Infinia" on top.

oops sorry....corrected the screenshot....still it is giving 10% on dcb

 

[sd.ac]

I believe they add a processing fee (between Rs. 7-10 in this case)?

 

[Tosh]

Yes, they charge 2.5%+GST on the amount during checkout, also I can see they have discontinued 5k vouchers, which were available two weeks ago.
For diners it's 3X rewards ~10% for Infinia it's 16.67% or 5X rewards. both incur the same processing fees.

 

[thanix]

Yes, they charge 2.5%+GST on the amount during checkout, also I can see they have discontinued 5k vouchers, which were available two weeks ago.
For diners it's 3X rewards ~10% for Infinia it's 16.67% or 5X rewards. both incur the same processing fees.

You mean upfront discount? I have never seen Amazon vouchers with upfront discount. How much was the discount?

 

[thanix]

And now they charge only 1.25% +GST as processing fee. It keeps changing in the last few months between the two values.

 

[Tosh]

Not talking about the upfront discount, The voucher value, which was previously up to INR 5000, now, is limited to 500. I do not see the higher-value vouchers listed.

 

[Tosh]

And now they charge only 1.25% +GST as processing fee. It keeps changing in the last few months between the two values.

500 Vouchers are pretty much useless, so not that it matters anyways unless you can buy multiple of those in a month.

 

[vysakh]

hi all

for diners black, there are no accelerated rewards on smartbuy as well as on amazon website.

but instant voucher for amazon on gyftr is giving around 10% rewards. screenshot attached.

any catch here or hidden t&c that i should know of? this seems too good to he true.

thanks!

It's 3x rewards. The base reward is 3.3 and so 3x becomes 9.9 which is ~10%.

Two things:
- At checkout there is a 2.5% + GST and so total reward is somewhere around 7%, which is still more than almost every card.
- There's a capping of 5k per month. You can't purchase coupons worth more than 5k in a month.

 

[ltf4ever]

thanks all!

i hadn't reached the checkout page and 10percent seemsed attractive, but processing fee and gst on it really is really disappointing when compared to 5 percent cashback on icici apay card.

 

[TheMentalist]

thanks all!

i hadn't reached the checkout page and 10percent seemsed attractive, but processing fee and gst on it really is really disappointing when compared to 5 percent cashback on icici apay card.

but u get 5% cb only for shopping, not for paying bills etc.
so this upto 5k gv from Gyftr can be used for those purposes

 

[ltf4ever]

but u get 5% cb only for shopping, not for paying bills etc.
so this upto 5k gv from Gyftr can be used for those purposes

is there an upper limit of 5k for gyftr vouchers in a month for accelerated 3x rewards?

 

[Tosh]

is there an upper limit of 5k for gyftr vouchers in a month for accelerated 3x rewards?

Yes capped at 5k per month

 

[TheMentalist]

is there an upper limit of 5k for gyftr vouchers in a month for accelerated 3x rewards?

That limit is for Amazon GV, u can still buy others

 

[ltf4ever]

That limit is for Amazon GV, u can still buy others

is there any link that shows upper limit across all brands? I'll keep that handy for future reference

 

[TheMentalist]

is there any link that shows upper limit across all brands? I'll keep that handy for future reference

I don't think there's any upper limit as such on GVs, other than Amazon (5k) and Flipkart (10k I think)
daily/monthly RP limit of card is mostly applicable in such cases

 

[mojo_jojo123]

ok

 

[mojo_jojo123]

1.25% extra and 10k voucher a month for amazon looks okay