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Diners club black seems the best from outside

  • Thread starter Thread starter Saiv
  • Start date Start date
  • Replies Replies 41
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Saiv

TF Premier
I’m an entry level user, when checked every super premium card benefits out there it felt Hdfc diners black card is the best. Most attractive feature for me is, Membership benefits especially prime & Swiggy. Also reasonable Fee ₹10K compared to ₹50K cards with less benefits. 5x rewards unlimited lounge access & golf access etc
Key takeaways
2% markup & 1% fuel(₹400)
Otherwise seems the best premium card for me
Idk when I’m able go get one
 
Last edited:
A dreamy thread involving future desire
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Are hum Chennai aaye hain!!
 
Acceptance is a big issue with this card. It is only useful for hdfc products like Smartbuy, payzapp and Billpay.

Most of the other places it is either not accepted or have extra charges, which makes it unusable, online, offline, domestic, international, literally everything.

After activation of Global value program, I had to struggle a lot even to get the welcome 500 points for first international transaction 😅.

It is only good, if u r getting LTF. Otherwise, Infinia is far better for extra 2500+gst (and 12500 points), unless of course, ur income is not enough to get Infinia.
 
BTW, Recently hdfc has started adding more partners on Smartbuy. Latest addition is jockey with 10x points, about 26-28% net return for DCB/Infinia. Seems pretty good.

Anyone tried it? I tried one purchase, but I was getting just page industries (no Smartbuy) on OTP, so wasn't sure if it is getting tracked properly.
 
BTW, Recently hdfc has started adding more partners on Smartbuy. Latest addition is jockey with 10x points, about 26-28% net return for DCB/Infinia. Seems pretty good.

Anyone tried it? I tried one purchase, but I was getting just page industries (no Smartbuy) on OTP, so wasn't sure if it is getting tracked properly.
15-17% RP/Savings on iPhones seems great deal to me 🙂🤙.

iPhone 15 ay 63k, that's what the banner I got.

Don't have Infinia anyway.
 
In POS, I am yet to have my card not accepted.
In online, some payment processors don't support it.
So I don't think it's as bad as people are saying it. May be you guys used it way before me and faced issues, and may be that has since improved.
 
I have this card and faced issues twice in online rather offline. Offline tried swiping tier 2 cities for 2x weekend dining, worked flawlessly. For online, faced issues with Freshtohome, singapore airlines etc.
 
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