• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Diners Club Privilege

shaileshk

TF Buzz
Hi,

I have LTF Diners Club Miles (5 Lacs limit) and been using it for more than 5 years. I also have 5+ year old basic saving a/c and decent amount of FDs with the bank.
I am getting emails of free upgrade to Diners Privilege card but thats only first year free.
I am willing to take it on possibility of converting it LTF. If they wont covert it to LTF later on i will have to close it as its not worth 2500+gst annual fee. Need suggestion or best course of action. Should i just keep the existing card as its the only core HDFC card I have.
 
  • Choose Millennia if you're a casual spender focused on online cashback.
  • Go for DCP if you're a frequent traveler and prefer premium services

Depends on your usage
For online cashback, I have sbi cashback card. Will i get flipkart and Amazon discount on sales, like used to get on millennia?
 
Throughout the year, you will get 5% CB using SBI CB. Only during SBI-specific offers, SBI CB excluded from the 10% instant discount. You will get only 5%
I know about sbi cashback, I'm asking about hdfc dcp, does it function like core card as millennia. Sometimes I get use hdfc millennia for 10 percent sale discounts. Will i be able to hdfc dcp like that?
If yes I willl upgrade from hdfc millennia to hdfc dcp.
I hope no spend based required for international lounge access on hdfc dcp
 
Yes the best part about dining catalogue redemption is it can be redeemed in full unlike 70% rule for travel redemptions. Also one can double dip for HDFC dineout offer in swiggy hence its 5% flat + 6.65% in terms reward points. Beats Swiggy Card for this purpose.
I fought with HDFC on this even went to RBI BO, you cannot double dip, infact they dont give 5X for Dineout even if you didn't use the flat 5% offer due to low bill amount.
 
I know about sbi cashback, I'm asking about hdfc dcp, does it function like core card as millennia. Sometimes I get use hdfc millennia for 10 percent sale discounts. Will i be able to hdfc dcp like that?
If yes I willl upgrade from hdfc millennia to hdfc dcp.
Yes, DCP is core card, but offline acceptance will be an issue and check the lounge list before upgrading.
 
Yes, DCP is core card, but offline acceptance will be an issue and check the lounge list before upgrading.
Anyway my hdfc millennia was also diners based, so no issue. One thing i want to ask, my diners millennia was expired so they sent me new millennia which i received couple of days back. Should i activate this first before applying for hdfc dcp upgrade?
 
Back
Top