Do you guys have a term insurance?

[kunal.exe]

Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?

 

[Kumar93196]

Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?

I used the affiliate link mentioned below the lla video and never got any spam calls😂.

 

[COSMOCRAT]

Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?

Policybazaar doesn't validate the number. Put any random fake number like 9999999999 and it will work. That's what I did to compare options for all ages and sum assured. 😂

 

[Vasuki]

Please translate in English?

Which bank's banker u r ..he is too a banker need to apply for the tag

 

[Vasuki]

Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?

Go on website on policy bazaar enter wrong number .

 

[Digita1Err0r]

Max life smart secure plus
Cover: 2cr (upto 85yrs)
premium: 65,048 yearly for limited pay (10 years)
rider: waiver of premium

 

[HumorSimpson]

Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?

Play audio of your videos, that should do.

 

[prash1161]

Jhonny bhai jaise tere kam h tuje jada jarurat hai

 

[HumorSimpson]

Jhonny bhai jaise tere kam h tuje jada jarurat hai

Only if blue pill is covered.

 

[Abhi5467]

If so then what's the coverage, premium and which provider would you recommend?

Watch LLA series on Term Insurance on YouTube. They cleared all queries and how to choose.

 

[mastfun]

Coverage - 2 Crore
Premium - 112000 per year for 10 years
Insurer - ICICI
Age: 38

Got it when I was 36.

Coverage - 50L
Premium - 5000 per year Recurring
Insurer - HDFC

Got it along with my home loan

 

[quino]

Coverage - 50L
Premium - 5000 per year Recurring
Insurer - HDFC

how's this so cheap lol, that too at your age

 

[Vasuki]

how's this so cheap lol, that too at your age

At 21 I m getting same
As self employed

For salaried 21 .it's 500-700 pm for 1 cr

More like it's 30% higher for self employed

 

[Vasuki]

Check policy bazar .. write wrong number
For no spam

 

[mastfun]

how's this so cheap lol, that too at your age

I took it along with my Home Loan at the Age of 24...

 

[quino]

I took it along with my Home Loan at the Age of 24...

ahh. 12yrs ago i see. fair enough.

 

[quino]

Coverage - 50L
Premium - 5000 per year Recurring
Insurer - HDFC

same 24 yrs, 50L, now HDFC is costing 7k/yr. something is fishy, maybe they added all kinds of riders to ur plan back then.

 

[Zacobite]

same 24 yrs, 50L, now HDFC is costing 7k/yr. something is fishy, maybe they added all kinds of riders to ur plan back then.

premiums have dropped in many yrs.. i just closed a term plan whr i was paying 8k for 10 L taken 15 yrs ago

 

[Abhi5467]

I'm considering (Base 5Cr + incremental plan) 8.5 Cr cover ( cover increase 5% every 10 years) till 65 years with 4500 pm for increasing cover plan paying till term. Considering inflation 6-7%, in the end it's about 2-3 Cr in future value. My only options are HDFC(reasonable cover with good add on), SBI(Expensive with nil add on) , Max Life (Cover is even better than HDFC but poor service and claims)
P.S: There are limited options for Increasing cover option. I don't want mere peanuts my family needs it!

 

[quino]

as per my analysis, incremental plan is not worth the cost.

Max Life (Cover is even better than HDFC but poor service and claims)

how come? i didnt hear any such