Agents at PolicyBazaar is so spammy, calls from a different number after every 2 hour. What's the alternative way to compare the premium?
1) Open policybazaar website
2) Enter the number of the person you hate the most
3) Review all term insurance policies and their premiums
4) Choose one without FOMO, they are all basically same, Do not add any add-ons or 5 year payment or incremental policy. Those are not worth it, but are pushed by agents.
5) Pay it, give your correct number in the insurer website. it's possible that they ask for medical checkup (they may visit your house, and we don't pay anything)
6) If you're married, you can add a signed document under Married Woman's Act MWA, this document will save your insurance money from banks & other leeches if you have any debt, and the insurance money will be given only to your spouse.
6b) important! Give this MWA signed document BEFORE the policy document is issued. Existing policy cannot be updated later under this MWA Act.
7) Chill. Actually make a will or, at least share insurance policy details with your family and inform them about the claim process, then Chill.
