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Does anyone got credit card using fake salary slip ?
- Thread starter Mahirathore360
- Start date
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- Tags
- credit card salary
rohant
TF Ace
ni wo aap krte ho, I know!
harsh_ujjwal
TF Select
This is a very risky affair.. I know people against whom FIR has been registered.. He got the card using fake documents and defaulted on payment. Upon verification bank pounced on.
harsh_ujjwal
TF Select
Even FIR will be lodged.
Mahirathore360
TF Select
Make some pocket money, how ?
Humanbeing
TF Premier
This is one of the reasons why RBI has been going strictly against the credit card lenders/banks because of using forged documents or some tricks by the customers to bypass the verification is leading to huge defaults/NPA. In near future, it will be quite difficult to get away easily with such malpractices. Just because some influencers showing the perks of credit cards do not mean it is for everyone, as it potentially varies person to person & their incomes. The way GenZ going after getting the credit cards without even full filling the basic criteria is something to look upon & RBI is taking some major steps going forward to curb such practices.
aniketkr.sharma
TF Ace
It's normal, not a huge limit, I had to submit no itr, just applied and on cibil basis they gave 2.1 lakhs limit, so it totally depends on cibil for low variant cards.
aniketkr.sharma
TF Ace
In the form of Cashbacks by doing spends of friends through there credit cards
SreeU
TF Buzz
I got Axis Myzone with a limit of 2 Lakh. Just had a VKYC, no salary slip, no home or office verification but there's a CIBIL hit. After 3 months I got pre-approved for other Axis cards. But for my HDFC CC it's quite opposite.
It is not even that hard to get approved for Axis though. 70% of the time they don’t even ask for salary slips. They didn’t ask me.
aniketkr.sharma
TF Ace
For me 100% of every card i applied, never sent them any salary slip nor any bank statements.
While getting manual LE, I had to gave documents.
Mahirathore360
TF Select
Wow , what you have done to get pre approved offer
you have to do nothing. Everyone gets pre-approved offers from Axis.
Seriously in reality, nothing happens like that unless u go default, bank has problem in that. Every day 3rd party agents editing lot of documents for credit cards, how many r going to jail?
sunit123
TF Premier
My cousin sister is in fraud detection department of top private bank...Last year, bank filed 17000 police cases of forgery of documents.....This info is available in their annual report also
If you think nothing will happen then wait & watch....From 2nd half of this year, all banks are mandated to match the KYC details submitted by customer with CKYC database.....If someone has given forged salary slip then bank will come to know within 3/4 months that it is a case of forgery....
A mismatch will happen between info shared with different banks and banks software will highlight this case as SUSPICIOUS which will lead to investigation.
In daily prayers, include this prayer, not to get caught..Also don't forget to thank Modi Ji 😀
@BVC @vaibhav111 Is it even allowed to discuss such things 🤔
Request @TechnoFino to take strict actions.
Request @TechnoFino to take strict actions.
Mahirathore360
TF Select
Lol talking about what really going on is not allowed
Strange
TF Prestige
Such threads already exist on TF for educational purpose. 🌚🤣🤣😉
All they can do is closure of credit card if customer paid all dues in time. I don't think they will spend that much time, money, efforts in doing so what u said.
Genuinely lets hope, atleast now these agents stop these forgeries.
