Does anyone got credit card using fake salary slip ?

[SreeU]

Wow , what you have done to get pre approved offer

Not much, I use 1+1 movie tickets offer....pre approval is easy for all. I opted for Airtel Axis.

 

[sunit123]

Editing salary slip may go unnoticed since person is working in the company and ckyc will confirm the same that person is employed with that company


Here the forgery is of pro max level...a person not working in a company is sbmitting salary slip of that company...besides bank, company will also take action if they come to know.

 

[SSV]

Never ever produce any fake document.. Forgery is a crminal activity and punishable if the other party wants to take an action based on the forged document...

where as lying on a cc application is a different thing.. you are only making false claims in the application.. maximum they can do is: reject your application, if found out...
where as creating a false / fake / forged document is an entirely different activity..
DOnt ever prodcue a false / fake document...
Its not worth it in whatever you get in return..
Better safe than sorry !!

 

[Anupam222001]

you have to do nothing. Everyone gets pre-approved offers from Axis.

And what about limit increase offer? I've got nothing till now. My credit limit is only 32k. Got airtel axis in Nov last year and myzone in March this year.

 

[harsh_ujjwal]

And what about limit increase offer? I've got nothing till now. My credit limit is only 32k. Got airtel axis in Nov last year and myzone in March this year.

If you are not receiving pre-approved CLI then you can reach out to them. You need to provide salary slip or ITR for limit enhancement

 

[SSV]

And what about limit increase offer? I've got nothing till now. My credit limit is only 32k. Got airtel axis in Nov last year and myzone in March this year.

I am not sure about the co-branded card..
but for your Myzone card you should get LE after 1 year or so..

what is your usage pattern on your Myzone?

 

[Anupam222001]

I am not sure about the co-branded card..
but for your Myzone card you should get LE after 1 year or so..

what is your usage pattern on your Myzone?

No spends on this card as I read in some threads that this will help in getting limit increase.
I use my Airtel card for all purchases even for 10% instant discounts. It gives 1% in addition.

 

[Anupam222001]

If you are not receiving pre-approved CLI then you can reach out to them. You need to provide salary slip or ITR for limit enhancement

I don't want Cibil enquiry for limit increase. Also manual will not be more than 20-30%.

 

[harsh_ujjwal]

I don't want Cibil enquiry for limit increase. Also manual will not be more than 20-30%.

Depends... If your income is on a higher side n received unfair limit then it can be higher increment.

 

[SSV]

No spends on this card as I read in some threads that this will help in getting limit increase.
I use my Airtel card for all purchases even for 10% instant discounts. It gives 1% in addition.

thats correct.. but what you should do is: spend a fe hundreds every now and then on Myzone.. ie. spend a few hunders every month..

 

[SSV]

Depends... If your income is on a higher side n received unfair limit then it can be higher increment.

what I beleive, he doesn't have a very high income doc, othersie he would have tried for it.. i guess..

 

[Anupam222001]

thats correct.. but what you should do is: spend a fe hundreds every now and then on Myzone.. ie. spend a few hunders every month..

Ok will try that. They have given me only 32k limit and on the other hand , they are giving me atlas upgrade on my myzone.🤣🤣

 

[SSV]

Ok will try that. They have given me only 32k limit and on the other hand , they are giving me atlas upgrade on my myzone.🤣🤣

they will even give you Burgundy / reserve also for a bit more CL..
It is such a shameless bank.. they only want your JF and Renewal fee. They themselves don't value their own high end products and their own customers...

 

[vaibhav111vaibhav111 is verified member.]

Nope. The degree certificate is genuine.
HDFC guy had asked for ITR of 21L. This guy had ITR of 20.XX. he forged the 0 to 1 and made it 21.XX.

That like adding a decimal, still he was very much eligible so hdfc won't care much though.

 

[helloworld]

Could someone share current application process for new axis credit card (without banking relationship with axis neither card with that bank) through online?

- Select the 'desired card', click 'apply now'
- Existing axis relationship: 'No'
- Input, aadhar registered mobile number, PAN, Income.
- Pick the card and network of choice from eligible cards.
- OTP

Whats next and which stage it will trigger CIbIL enquiry?

 

[surojitlaha]

Could someone share current application process for new axis credit card (without banking relationship with axis neither card with that bank) through online?

- Select the 'desired card', click 'apply now'
- Existing axis relationship: 'No'
- Input, aadhar registered mobile number, PAN, Income.
- Pick the card and network of choice from eligible cards.
- OTP

Whats next and which stage it will trigger CIbIL enquiry?

After you put the OTP , there will be cibil enquiry

 

[helloworld]

After you put the OTP , there will be cibil enquiry

whats the next process?

 

[surojitlaha]

whats the next process?

Once your application is reviewed, you'll be notified of the outcome. If you're not eligible, you'll receive a message letting you know that your application has been declined.

If you are eligible, you'll receive a link to complete the video KYC process. After that, your application could be approved. In some cases, they may request further details, such as a physical KYC check (this isn’t the same as a verification). However, it's rare for them to ask for additional documents like a salary slip, Income Tax Returns (ITR), or conduct home or office checks.

Once everything is in order, your application will be approved, and you'll be assigned a generous limit.