Issue Resolved Does HDFC report multiple card to cibil?

[Shubham330Shubham330 is verified member.]

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

 

[vega]

I have two hdfc cards(shared limit) under 2 different account with all four CICs.

 

[Shubham330Shubham330 is verified member.]

I have two hdfc cards(shared limit) under 2 different account with al four CICs.

I didn't got what you said.

You have 2 cards. And both are shown as saperate account in all 4 cic?

 

[tachniki]

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

Yes, they are reported as different accounts. And this is true for all credit card issuers as far as I know.

 

[vega]

I didn't got what you said.

You have 2 cards. And both are shown as saperate account in all 4 cic?

Yes. That's correct. 4 Credit information company cibil, Experian, crif highmark, Equifax.

 

[Credit_Cards]

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

Separate for each card, be it core or co branded !!

 

[hitirfan]

I didn't got what you said.

You have 2 cards. And both are shown as saperate account in all 4 cic?

4 CIC Credit Bureaus Cibil, experian, CRIf ...

 

[Credit_Cards]

4 CIC Credit Bureaus Cibil, experian, CRIf ...

and Equifax .

 

[Fini7777]

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

Yes, they report each card as a separate account to CICs

 

[althafvly]

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

New account for all credit cards in hdfc even if it's shared limit. In icici cobranded cards will be separated and core cards use single account.

 

[Shubham330Shubham330 is verified member.]

New account for all credit cards in hdfc even if it's shared limit. In icici cobranded cards will be separated and core cards use single account.

Thanks for clarifications

 

[Shubham330Shubham330 is verified member.]

Marked ussue resolved.